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Top Brazil Payment Gateways and Payment Solutions You Should Consider

We’ve reviewed the most popular and reliable payment gateways in Brazil, but not everyone has time to go through each in detail. That’s why we’ve summarized the most important points in a table, highlighting the range of payment options, supported payment methods, and innovative payment solutions for Brazilian e-commerce. From seamless payment experiences to robust payment systems backed by the Central Bank of Brazil and real-time payment capabilities, you can quickly spot the best payment options for your business.

Peyments gatewayRateCountriesPayment MethodsFiat currencies, unitsWebsite
icon Interkassa
4.7
1507054Open
icon PagarMe
4.2
141Open
icon Monetix
3.9
2282Open
icon Flexify
3.9
14520Open

Payment Methods in Brazil: A Comprehensive Guide to Payment Gateway Options

With over 215 million people, Brazil is one of the largest payment markets in Latin America and boasts one of the most promising e-commerce sectors worldwide. Here’s what makes the Brazilian payment landscape so special:

  • Digital transformation. In 2020, Pix — an instant 24/7 real-time payment system — was introduced by the Central Bank of Brazil. It has transformed the payment flow, allowing customers in Brazil to make and receive payments instantly. In 2023, Pix accounted for 30% of all electronic transactions, becoming a core part of both modern payment and traditional payment methods.
  • E-commerce on the rise. Domestic electronic commerce in Brazil is projected to grow by 39% in 2024, while cross-border e-commerce will expand by 24%. For merchants, this means adopting payment solutions for Brazilian e-commerce that support various payment methods, including mobile payment solutions and multiple payment options, is essential to remain competitive.
  • Smartphone penetration. Over 70% of banking transactions are now made through smartphones. Mobile payment solutions and apps that integrate the payment gateway with gateways to POS systems have become an essential part of the payment infrastructure.
  • Financial inclusion. Pix has allowed millions of unbanked Brazilians to join the digital economy, providing flexible payment choices and becoming one of the main drivers of financial inclusion in the country.

In Brazil, selecting the right payment gateway is crucial for growing business in Brazil, as success often depends on offers tailored payment solutions that match local needs. Offering online payment methods like Pix, Boleto Bancário, and credit card installments — alongside an array of payment methods and a range of supported payment methods — is basically essential in the highly competitive Brazilian payment processing environment. The best Brazil payment gateways provide not only variety of payment options, but also advanced payment processing capabilities and secure handling of customers’ payment data.

Popular Payment Methods in Brazil and the Top Payment Gateways

BR payment ecosystem features various payment gateways catering to different business needs. Below is major gateways list, each with unique features tailored to Brazilian market.

Paykassma

Paykassma

4.8

Interkassa

Interkassa

4.7

PagarMe

PagarMe

4.2

Monetix

Monetix

3.9

Flexify

Flexify

3.9

AstroPay Payment Gateway in Brazil

AstroPay is a global digital payment solution that operates across Latin America, Africa, Asia. It supports Brazil payment processors plus offers virtual/physical cards. 

FeatureDetails
Payment MethodsPayment Methods Virtual/physical debit cards, bank transfers, e-wallets, Pix
Registration DocumentsBusiness registration required for merchants
Settlement PeriodInstant for users; varies for merchants
Mobile App IntegrationSDKs and APIs available
Onboarding TimeQuick for users; varies for merchants
Customer SupportAvailable; slower response for non-Latin American users
E-commerce Platforms SupportedSupports integration with various e-commerce platforms
Other IntegrationsAPIs and plugins for multiple platforms
DashboardReal-time transaction management
Payment MethodsPayment Methods Virtual/physical debit cards, bank transfers, e-wallets, Pix
Registration DocumentsBusiness registration required for merchants
Settlement PeriodInstant for users; varies for merchants
Mobile App IntegrationSDKs and APIs available
Onboarding TimeQuick for users; varies for merchants
Customer SupportAvailable; slower response for non-Latin American users
E-commerce Platforms SupportedSupports integration with various e-commerce platforms
Other IntegrationsAPIs and plugins for multiple platforms
DashboardReal-time transaction management

Pros of AstroPay Payment Method

  • Instant payments and no fees with regard to users.
  • Multiple payout methods globally and locally.

Cons of AstroPay Payment Method

  • Limited global availability outside select regions.
  • Customer support regarding non-Latin American users can be slow.

Cielo — Leading Payment Solution in Brazil

Cielo is a large payment gateway Brazil, offering in-store/online payout solutions. It supports local methods like Pix or Boleto Bancário, as well as international credit cards, making it a go-to payout provider for Brazilian businesses.

FeatureDetails
Payment MethodsPix, Boleto Bancário, international credit cards, debit cards, installment payments (parcelado)
Registration DocumentsBusiness registration in Brazil
Settlement PeriodVaries based on payment method; typically 2 business days for credit cards
Mobile App IntegrationOffers mobile app integration for payment processing
Onboarding TimeSetup process can be complex; specific duration not specified
Customer SupportProvides customer support; specific details not provided
E-commerce Platforms SupportedSupports integration with major e-commerce platforms; specific platforms not listed
Other IntegrationsOffers APIs and plugins for various platforms
DashboardProvides a comprehensive dashboard for transaction management
Payment MethodsPix, Boleto Bancário, international credit cards, debit cards, installment payments (parcelado)
Registration DocumentsBusiness registration in Brazil
Settlement PeriodVaries based on payment method; typically 2 business days for credit cards
Mobile App IntegrationOffers mobile app integration for payment processing
Onboarding TimeSetup process can be complex; specific duration not specified
Customer SupportProvides customer support; specific details not provided
E-commerce Platforms SupportedSupports integration with major e-commerce platforms; specific platforms not listed
Other IntegrationsOffers APIs and plugins for various platforms
DashboardProvides a comprehensive dashboard for transaction management

Pros of Cielo Payment Gateway

  • Extensive merchant network and support regarding various payment options.
  • Trusted brand plus a strong local presence.

Cons of Cielo Payment Gateway

  • Higher transaction fees regarding smaller businesses.
  • Setup process can be complex.

EBANX — One of the Top Brazil Payment Gateways

EBANX is a cross-border payout solution that enables international companies to accept local payments in Brazilian country, including Pix with Boleto. It provides a simple way for global businesses to operate in BR with high approval rates and comprehensive fraud prevention.

FeatureDetails
Payment MethodsPix, Boleto Bancário, credit/debit cards, digital wallets, and other local payment methods
Registration DocumentsBusiness registration and compliance documentation required
Settlement PeriodVaries based on payment method and country; typically ranges from 2 to 7 business days
Mobile App IntegrationOffers APIs and SDKs for seamless integration with mobile applications
Onboarding TimeEfficient onboarding process; specific duration depends on business requirements
Customer SupportProvides dedicated support with local expertise in multiple languages
E-commerce Platforms SupportedIntegrates with major e-commerce platforms such as Shopify, WooCommerce, Magento, and custom platforms via APIs
Other IntegrationsSupports integration with various ERP systems, CRM platforms, and other business tools
DashboardOffers a comprehensive dashboard for transaction monitoring, reporting, and analytics
Payment MethodsPix, Boleto Bancário, credit/debit cards, digital wallets, and other local payment methods
Registration DocumentsBusiness registration and compliance documentation required
Settlement PeriodVaries based on payment method and country; typically ranges from 2 to 7 business days
Mobile App IntegrationOffers APIs and SDKs for seamless integration with mobile applications
Onboarding TimeEfficient onboarding process; specific duration depends on business requirements
Customer SupportProvides dedicated support with local expertise in multiple languages
E-commerce Platforms SupportedIntegrates with major e-commerce platforms such as Shopify, WooCommerce, Magento, and custom platforms via APIs
Other IntegrationsSupports integration with various ERP systems, CRM platforms, and other business tools
DashboardOffers a comprehensive dashboard for transaction monitoring, reporting, and analytics

Pros of EBANX Payment Solution

  • Strong support for international businesses targeting BR.
  • Local payout options plus high market penetration.

Cons of EBANX Payment Solution

  • Can be costly regarding smaller merchants.
  • Limited support regarding certain smaller currencies outside BRL or USD.

Mercado Pago Payment Gateway in Brazil

Mercado Pago is a major payment solution in Latin America, closely linked to Mercado Libre. Such a gateway to Brazil allows businesses to accept payout methods, including Boleto and installment credit options.

FeatureDetails
Payment MethodsCredit/debit cards, Boleto Bancário, Pix, installment payments, QR code transactions
Registration DocumentsMerchant account required; specific documentation depends on the country and business type
Settlement PeriodVaries based on payment method and country; typically ranges from immediate to a few business days
Mobile App IntegrationOffers mobile app integration for payment processing
Onboarding TimeQuick setup process; specific duration may vary based on business verification
Customer SupportProvides customer support; response times may vary, with potential delays for international clients
E-commerce Platforms SupportedSupports integration with major e-commerce platforms; specific platforms not listed
Other IntegrationsOffers APIs and plugins for various platforms
DashboardProvides a comprehensive dashboard for transaction management
Payment MethodsCredit/debit cards, Boleto Bancário, Pix, installment payments, QR code transactions
Registration DocumentsMerchant account required; specific documentation depends on the country and business type
Settlement PeriodVaries based on payment method and country; typically ranges from immediate to a few business days
Mobile App IntegrationOffers mobile app integration for payment processing
Onboarding TimeQuick setup process; specific duration may vary based on business verification
Customer SupportProvides customer support; response times may vary, with potential delays for international clients
E-commerce Platforms SupportedSupports integration with major e-commerce platforms; specific platforms not listed
Other IntegrationsOffers APIs and plugins for various platforms
DashboardProvides a comprehensive dashboard for transaction management

Pros of Mercado Pago Payment Method

  • Wide adoption across Latin America with a trusted brand.
  • Offers different payout options, including Pix.

Cons of Mercado Pago Payment Method

  • Higher transaction fees regarding smaller merchants.
  • Customer support can be slow regarding international clients.

Monetix Payment Solution for Businesses in Brazil

Open
3.9

Monetix is a digital payment gateway Brazil tailored for small and medium-sized businesses. Monetix is designed for e-commerce businesses looking for cost-effective payout processing.

FeatureDetails
Payment MethodsPix, credit/debit cards
Registration DocumentsBusiness registration required
Settlement PeriodRanges from 2 to 5 business days
Mobile App IntegrationSimple API integration for fast onboarding
Onboarding TimeQuick integration process
Customer SupportAvailable in multiple languages
E-commerce Platforms SupportedIntegrates with Magento, Shopify, WooCommerce
Other IntegrationsIntegrated with ERP systems
DashboardComprehensive dashboard for analytics
Payment MethodsPix, credit/debit cards
Registration DocumentsBusiness registration required
Settlement PeriodRanges from 2 to 5 business days
Mobile App IntegrationSimple API integration for fast onboarding
Onboarding TimeQuick integration process
Customer SupportAvailable in multiple languages
E-commerce Platforms SupportedIntegrates with Magento, Shopify, WooCommerce
Other IntegrationsIntegrated with ERP systems
DashboardComprehensive dashboard for analytics

Pros of Monetix Payment Gateway

  • Designed for SMEs with affordable pricing.
  • Simple and quick integration process.

Cons of Monetix Payment Gateway

  • Limited support for physical POS systems.
  • Fewer advanced features compared to larger payment platforms

Pagar.me — Payment Gateway Integration for Brazil

Open
4.2

Pagar.me is a leading payment processor Brazil, offering businesses an easy way to accept payments online & in-store. It’s well-known for its user-friendly integration and customizable solutions for different merchants.

FeatureDetails
Payment MethodsPix, credit/debit cards, Boleto Bancário, voucher, and multimeios
Registration DocumentsMerchant registration required
Settlement PeriodVaries based on payment method; specific details not provided
Mobile App IntegrationOffers SDKs and APIs for seamless integration with mobile applications
Onboarding TimeSetup can be complex for non-technical users; specific duration not specified
Customer SupportProvides customer support; specific details not provided
E-commerce Platforms SupportedSupports integration with major e-commerce platforms like WooCommerce and Magento
Other IntegrationsOffers APIs and plugins for various platforms
DashboardProvides a comprehensive dashboard for transaction management
Payment MethodsPix, credit/debit cards, Boleto Bancário, voucher, and multimeios
Registration DocumentsMerchant registration required
Settlement PeriodVaries based on payment method; specific details not provided
Mobile App IntegrationOffers SDKs and APIs for seamless integration with mobile applications
Onboarding TimeSetup can be complex for non-technical users; specific duration not specified
Customer SupportProvides customer support; specific details not provided
E-commerce Platforms SupportedSupports integration with major e-commerce platforms like WooCommerce and Magento
Other IntegrationsOffers APIs and plugins for various platforms
DashboardProvides a comprehensive dashboard for transaction management

Pros of Pagar.me Payment Solution

  • Highly customizable with advanced API integrations.
  • Excellent support for recurring billing.

Cons of Pagar.me Payment Solution

  • Higher fees regarding smaller businesses.
  • Setup can be complex regarding non-technical users.

PagBrasil — Specialized Payment Gateway in Brazil

Open
3.9

PagBrasil is an all-round payout gateway for Brazilian businesses, especially those involved in cross-border e-commerce. It boasts a long list of supported local payout methods, from Pix to Boleto Bancário, to installment payments.

FeatureDetails
Payment MethodsPix, Boleto Bancário, credit/debit cards, installments, bank transfers, wallets
Registration DocumentsMerchant account required
Settlement PeriodVaries; Pix is instant, others may take longer
Mobile App IntegrationAPIs and SDKs available for mobile integration
Onboarding TimeQuick onboarding; duration varies based on business requirements
Customer SupportSupport available via email and phone
E-commerce PlatformsSupports Shopify, WooCommerce, Magento
Other IntegrationsAPIs and plugins for custom and standard integrations
DashboardComprehensive dashboard for transaction management and analytics
Payment MethodsPix, Boleto Bancário, credit/debit cards, installments, bank transfers, wallets
Registration DocumentsMerchant account required
Settlement PeriodVaries; Pix is instant, others may take longer
Mobile App IntegrationAPIs and SDKs available for mobile integration
Onboarding TimeQuick onboarding; duration varies based on business requirements
Customer SupportSupport available via email and phone
E-commerce PlatformsSupports Shopify, WooCommerce, Magento
Other IntegrationsAPIs and plugins for custom and standard integrations
DashboardComprehensive dashboard for transaction management and analytics

Pros of PagBrasil Payment Method

  • Adapted to cross-border businesses.
  • Strong support for local payout methods and excellent fraud protection.

Cons of PagBrasil Payment Method

  • Well-suited to larger businesses.
  • Higher transaction fees compared to some competitors.

PagSeguro Payment Gateway in Brazil

PagSeguro is one of Brazil’s most popular payout platforms, offering online/in-store payment solutions. It supports different payout methods and is known for its ease of use, especially for small businesses with freelancers.

FeatureDetails
Payment MethodsPix, credit/debit cards, Boleto Bancário, bank transfers, wallets
Registration DocumentsMerchant registration required
Settlement PeriodVaries by payment method; Pix is instant
Mobile App IntegrationAPIs and SDKs available for mobile
Onboarding TimeQuick onboarding; varies based on business requirements
Customer SupportSupport via email and phone
E-commerce PlatformsCompatible with Shopify, WooCommerce, Magento
Other IntegrationsAPIs and plugins for custom and standard integrations
DashboardComprehensive dashboard for transactions and analytics
Payment MethodsPix, credit/debit cards, Boleto Bancário, bank transfers, wallets
Registration DocumentsMerchant registration required
Settlement PeriodVaries by payment method; Pix is instant
Mobile App IntegrationAPIs and SDKs available for mobile
Onboarding TimeQuick onboarding; varies based on business requirements
Customer SupportSupport via email and phone
E-commerce PlatformsCompatible with Shopify, WooCommerce, Magento
Other IntegrationsAPIs and plugins for custom and standard integrations
DashboardComprehensive dashboard for transactions and analytics

Pros of PagSeguro Payment Solution

  • Easy to use, well-suited to small businesses & freelancers.
  • Various payout options, including in-store solutions.

Cons of PagSeguro Payment Solution

  • Higher transaction fees for lower volume merchants.
  • Limited support for international payments.

PayRetailers — Global Payment Solution with Presence in Brazil

Open
3.9

PayRetailers is a fast-growing Brazil payment system offering a range of local & international payout solutions across Latin America. It enables businesses to process payments through methods like Pix, Boleto plus credit/debit cards.

FeatureDetails
Payment MethodsPix, Boleto, credit/debit cards, online banking, QR codes, e-wallets
Registration DocumentsBusiness registration required
Settlement PeriodVaries by payment method and country
Mobile App IntegrationAPIs and SDKs available for mobile integration
Onboarding TimeQuick onboarding; varies by business
Customer SupportAvailable via email and phone
E-commerce PlatformsSupports major platforms; specifics not listed
Other IntegrationsAPIs and plugins for custom and standard integrations
DashboardComprehensive dashboard for transaction management and analytics
Payment MethodsPix, Boleto, credit/debit cards, online banking, QR codes, e-wallets
Registration DocumentsBusiness registration required
Settlement PeriodVaries by payment method and country
Mobile App IntegrationAPIs and SDKs available for mobile integration
Onboarding TimeQuick onboarding; varies by business
Customer SupportAvailable via email and phone
E-commerce PlatformsSupports major platforms; specifics not listed
Other IntegrationsAPIs and plugins for custom and standard integrations
DashboardComprehensive dashboard for transaction management and analytics

Pros of PayRetailers Payment Method

  • Well-suited to businesses targeting multiple Latin American markets.
  • Robust fraud prevention tools with multi-currency support.

Cons of PayRetailers Payment Method

  • More suited for medium/large businesses.
  • May be cost-prohibitive for smaller merchants.

Rede — Popular Payment Solution in Brazil

Open
3.9

Rede is a Brazilian payments company, which offers solutions for both online and in-store payments. It supports a variety of payment methods, including Pix, Boleto Bancário, and installment payments for credit cards.

FeatureDetails
Payment MethodsBoleto Bancário, credit/debit cards, installment payments, Pix
Registration DocumentsBusiness registration in Brazil
Settlement PeriodVaries based on payment method; typically 2 business days for credit cards
Mobile App IntegrationOffers mobile app integration for payment processing
Onboarding TimeSetup process can be complex; specific duration not specified
Customer SupportProvides customer support; specific details not provided
E-commerce Platforms SupportedSupports integration with major e-commerce platforms; specific platforms not listed
Other IntegrationsOffers APIs and plugins for various platforms
DashboardProvides a comprehensive dashboard for transaction management
Payment MethodsBoleto Bancário, credit/debit cards, installment payments, Pix
Registration DocumentsBusiness registration in Brazil
Settlement PeriodVaries based on payment method; typically 2 business days for credit cards
Mobile App IntegrationOffers mobile app integration for payment processing
Onboarding TimeSetup process can be complex; specific duration not specified
Customer SupportProvides customer support; specific details not provided
E-commerce Platforms SupportedSupports integration with major e-commerce platforms; specific platforms not listed
Other IntegrationsOffers APIs and plugins for various platforms
DashboardProvides a comprehensive dashboard for transaction management

Pros of Rede Payment Gateway Integration

  • Trusted by large & small businesses alike.
  • Comprehensive support for local payout methods.

Cons of Rede Payment Gateway Integration

  • Higher transaction fees for small businesses.
  • Can be complex for merchants unfamiliar with its setup.

Stone Pagamentos — Key Player in Brazil’s Payment Gateway Market

Stone Pagamentos is a Brazil payment system with solutions for merchants of all sizes. It provides both in-store POS solutions and online payout processing, supporting local methods like Pix & Boleto.

FeatureDetails
Payment MethodsPix, Boleto Bancário, credit/debit cards, installments
Registration DocumentsMerchant registration required
Settlement PeriodVaries; Pix is instant, others may take longer
Mobile App IntegrationAPIs and SDKs available for mobile integration
Onboarding TimeQuick onboarding; duration varies
Customer SupportAvailable via email and phone
E-commerce PlatformsIntegrates with Shopify, WooCommerce, Magento
Other IntegrationsAPIs and plugins for various platforms
DashboardProvides transaction management and analytics
Payment MethodsPix, Boleto Bancário, credit/debit cards, installments
Registration DocumentsMerchant registration required
Settlement PeriodVaries; Pix is instant, others may take longer
Mobile App IntegrationAPIs and SDKs available for mobile integration
Onboarding TimeQuick onboarding; duration varies
Customer SupportAvailable via email and phone
E-commerce PlatformsIntegrates with Shopify, WooCommerce, Magento
Other IntegrationsAPIs and plugins for various platforms
DashboardProvides transaction management and analytics

Pros of Stone Pagamentos Payment Method

  • Strong focus on supporting small & medium businesses.
  • Comprehensive local payout method support.

Cons of Stone Pagamentos Payment Method

  • Customer service response times can be slow.
  • Higher fees for smaller transactions.

Wirecard Brazil (Mundipagg) — Payment Gateway in Brazil

Wirecard Brazil, previously known as Mundipagg, is a leading Brazilian gateway offering comprehensive payout solutions for local businesses. It supports a variety of payout methods, including Pix, Boleto plus credit/debit cards.

FeatureDetails
Payment MethodsPix, Boleto Bancário, credit/debit cards, online/offline payments
Registration DocumentsMerchant account required
Settlement PeriodVaries by payment method
Mobile App IntegrationAPIs and SDKs available for mobile integration
Onboarding TimeQuick onboarding; duration varies by business
Customer SupportAvailable via email and phone
E-commerce PlatformsSupports major platforms
Other IntegrationsAPIs and plugins for custom and standard integrations
DashboardDashboard for transaction management, refunds, and analytics
Payment MethodsPix, Boleto Bancário, credit/debit cards, online/offline payments
Registration DocumentsMerchant account required
Settlement PeriodVaries by payment method
Mobile App IntegrationAPIs and SDKs available for mobile integration
Onboarding TimeQuick onboarding; duration varies by business
Customer SupportAvailable via email and phone
E-commerce PlatformsSupports major platforms
Other IntegrationsAPIs and plugins for custom and standard integrations
DashboardDashboard for transaction management, refunds, and analytics

Pros of Wirecard Brazil Payment Solution

  • Wide range of payout methods supported.
  • Strong fraud protection with risk management tools.

Cons of Wirecard Brazil Payment Solution

  • Higher fees for cross-border payments.
  • May be complicated regarding small businesses.

FAQ

What Are the Most Popular Payment Methods in Brazil?

Pix credit cards with Boleto Bancário are the most popular payout methods, with Pix seeing rapid adoption across online/in-person transactions.

How Do Payment Gateways Ensure Transaction Security in Brazil?

Transaction gateways in Brazil typically comply with regulations like PCI-DSS plus LGPD. They also offer encryption, authentication plus fraud detection tools.

What Factors Should Businesses Consider When Choosing a Payment Gateway in Brazil?

Businesses should consider local preferences (e.g., installment payments), regulatory compliance, ease of integration plus fraud prevention features.

How Does Pix Impact the Brazil Payment Gateway Market?

Pix has transformed Brazil’s payment landscape by offering instant, free with 24/7 payments, driving financial inclusion and changing consumer behavior. Transaction gateways now need to integrate Pix to stay competitive.