Brazil
Top 10 Payment Gateways in Brazil — Best Brazil Payment Methods and Solutions
With over 215 million people, Brazil is one of the biggest markets in Latin America and offers one of the most promising e-commerce sectors worldwide. Choosing the right payment gateway is essential for delivering a secure payment experience, offering various payment methods, and providing localized payment solutions tailored to Brazilian payment methods. Supported by innovative payment technologies and the Central Bank of Brazil’s instant payment system, payment solutions for Brazilian e-commerce are becoming more seamless and robust than ever.
groups
213 million
Population
shopping_cart
108.9 million
Percentage of Online Shoppers
payments
274.5 billion
Consumer Spending
Top Brazil Payment Gateways and Payment Solutions You Should Consider
We’ve reviewed the most popular and reliable payment gateways in Brazil, but not everyone has time to go through each in detail. That’s why we’ve summarized the most important points in a table, highlighting the range of payment options, supported payment methods, and innovative payment solutions for Brazilian e-commerce. From seamless payment experiences to robust payment systems backed by the Central Bank of Brazil and real-time payment capabilities, you can quickly spot the best payment options for your business.
Payment Methods in Brazil: A Comprehensive Guide to Payment Gateway Options
With over 215 million people, Brazil is one of the largest payment markets in Latin America and boasts one of the most promising e-commerce sectors worldwide. Here’s what makes the Brazilian payment landscape so special:
- Digital transformation. In 2020, Pix — an instant 24/7 real-time payment system — was introduced by the Central Bank of Brazil. It has transformed the payment flow, allowing customers in Brazil to make and receive payments instantly. In 2023, Pix accounted for 30% of all electronic transactions, becoming a core part of both modern payment and traditional payment methods.
- E-commerce on the rise. Domestic electronic commerce in Brazil is projected to grow by 39% in 2024, while cross-border e-commerce will expand by 24%. For merchants, this means adopting payment solutions for Brazilian e-commerce that support various payment methods, including mobile payment solutions and multiple payment options, is essential to remain competitive.
- Smartphone penetration. Over 70% of banking transactions are now made through smartphones. Mobile payment solutions and apps that integrate the payment gateway with gateways to POS systems have become an essential part of the payment infrastructure.
- Financial inclusion. Pix has allowed millions of unbanked Brazilians to join the digital economy, providing flexible payment choices and becoming one of the main drivers of financial inclusion in the country.
In Brazil, selecting the right payment gateway is crucial for growing business in Brazil, as success often depends on offers tailored payment solutions that match local needs. Offering online payment methods like Pix, Boleto Bancário, and credit card installments — alongside an array of payment methods and a range of supported payment methods — is basically essential in the highly competitive Brazilian payment processing environment. The best Brazil payment gateways provide not only variety of payment options, but also advanced payment processing capabilities and secure handling of customers’ payment data.
Popular Payment Methods in Brazil and the Top Payment Gateways
BR payment ecosystem features various payment gateways catering to different business needs. Below is major gateways list, each with unique features tailored to Brazilian market.
Paykassma
Paykassma
Interkassa
Interkassa
PagarMe
PagarMe
Monetix
Monetix
Flexify
Flexify
AstroPay Payment Gateway in Brazil
AstroPay is a global digital payment solution that operates across Latin America, Africa, Asia. It supports Brazil payment processors plus offers virtual/physical cards.
| Feature | Details |
|---|---|
| Payment Methods | Payment Methods Virtual/physical debit cards, bank transfers, e-wallets, Pix |
| Registration Documents | Business registration required for merchants |
| Settlement Period | Instant for users; varies for merchants |
| Mobile App Integration | SDKs and APIs available |
| Onboarding Time | Quick for users; varies for merchants |
| Customer Support | Available; slower response for non-Latin American users |
| E-commerce Platforms Supported | Supports integration with various e-commerce platforms |
| Other Integrations | APIs and plugins for multiple platforms |
| Dashboard | Real-time transaction management |
| Payment MethodsPayment Methods Virtual/physical debit cards, bank transfers, e-wallets, Pix | |
| Registration DocumentsBusiness registration required for merchants | |
| Settlement PeriodInstant for users; varies for merchants | |
| Mobile App IntegrationSDKs and APIs available | |
| Onboarding TimeQuick for users; varies for merchants | |
| Customer SupportAvailable; slower response for non-Latin American users | |
| E-commerce Platforms SupportedSupports integration with various e-commerce platforms | |
| Other IntegrationsAPIs and plugins for multiple platforms | |
| DashboardReal-time transaction management |
Pros of AstroPay Payment Method
- Instant payments and no fees with regard to users.
- Multiple payout methods globally and locally.
Cons of AstroPay Payment Method
- Limited global availability outside select regions.
- Customer support regarding non-Latin American users can be slow.
Cielo — Leading Payment Solution in Brazil
Cielo is a large payment gateway Brazil, offering in-store/online payout solutions. It supports local methods like Pix or Boleto Bancário, as well as international credit cards, making it a go-to payout provider for Brazilian businesses.
| Feature | Details |
|---|---|
| Payment Methods | Pix, Boleto Bancário, international credit cards, debit cards, installment payments (parcelado) |
| Registration Documents | Business registration in Brazil |
| Settlement Period | Varies based on payment method; typically 2 business days for credit cards |
| Mobile App Integration | Offers mobile app integration for payment processing |
| Onboarding Time | Setup process can be complex; specific duration not specified |
| Customer Support | Provides customer support; specific details not provided |
| E-commerce Platforms Supported | Supports integration with major e-commerce platforms; specific platforms not listed |
| Other Integrations | Offers APIs and plugins for various platforms |
| Dashboard | Provides a comprehensive dashboard for transaction management |
| Payment MethodsPix, Boleto Bancário, international credit cards, debit cards, installment payments (parcelado) | |
| Registration DocumentsBusiness registration in Brazil | |
| Settlement PeriodVaries based on payment method; typically 2 business days for credit cards | |
| Mobile App IntegrationOffers mobile app integration for payment processing | |
| Onboarding TimeSetup process can be complex; specific duration not specified | |
| Customer SupportProvides customer support; specific details not provided | |
| E-commerce Platforms SupportedSupports integration with major e-commerce platforms; specific platforms not listed | |
| Other IntegrationsOffers APIs and plugins for various platforms | |
| DashboardProvides a comprehensive dashboard for transaction management |
Pros of Cielo Payment Gateway
- Extensive merchant network and support regarding various payment options.
- Trusted brand plus a strong local presence.
Cons of Cielo Payment Gateway
- Higher transaction fees regarding smaller businesses.
- Setup process can be complex.
EBANX — One of the Top Brazil Payment Gateways
EBANX is a cross-border payout solution that enables international companies to accept local payments in Brazilian country, including Pix with Boleto. It provides a simple way for global businesses to operate in BR with high approval rates and comprehensive fraud prevention.
| Feature | Details |
|---|---|
| Payment Methods | Pix, Boleto Bancário, credit/debit cards, digital wallets, and other local payment methods |
| Registration Documents | Business registration and compliance documentation required |
| Settlement Period | Varies based on payment method and country; typically ranges from 2 to 7 business days |
| Mobile App Integration | Offers APIs and SDKs for seamless integration with mobile applications |
| Onboarding Time | Efficient onboarding process; specific duration depends on business requirements |
| Customer Support | Provides dedicated support with local expertise in multiple languages |
| E-commerce Platforms Supported | Integrates with major e-commerce platforms such as Shopify, WooCommerce, Magento, and custom platforms via APIs |
| Other Integrations | Supports integration with various ERP systems, CRM platforms, and other business tools |
| Dashboard | Offers a comprehensive dashboard for transaction monitoring, reporting, and analytics |
| Payment MethodsPix, Boleto Bancário, credit/debit cards, digital wallets, and other local payment methods | |
| Registration DocumentsBusiness registration and compliance documentation required | |
| Settlement PeriodVaries based on payment method and country; typically ranges from 2 to 7 business days | |
| Mobile App IntegrationOffers APIs and SDKs for seamless integration with mobile applications | |
| Onboarding TimeEfficient onboarding process; specific duration depends on business requirements | |
| Customer SupportProvides dedicated support with local expertise in multiple languages | |
| E-commerce Platforms SupportedIntegrates with major e-commerce platforms such as Shopify, WooCommerce, Magento, and custom platforms via APIs | |
| Other IntegrationsSupports integration with various ERP systems, CRM platforms, and other business tools | |
| DashboardOffers a comprehensive dashboard for transaction monitoring, reporting, and analytics |
Pros of EBANX Payment Solution
- Strong support for international businesses targeting BR.
- Local payout options plus high market penetration.
Cons of EBANX Payment Solution
- Can be costly regarding smaller merchants.
- Limited support regarding certain smaller currencies outside BRL or USD.
Mercado Pago Payment Gateway in Brazil
Mercado Pago is a major payment solution in Latin America, closely linked to Mercado Libre. Such a gateway to Brazil allows businesses to accept payout methods, including Boleto and installment credit options.
| Feature | Details |
|---|---|
| Payment Methods | Credit/debit cards, Boleto Bancário, Pix, installment payments, QR code transactions |
| Registration Documents | Merchant account required; specific documentation depends on the country and business type |
| Settlement Period | Varies based on payment method and country; typically ranges from immediate to a few business days |
| Mobile App Integration | Offers mobile app integration for payment processing |
| Onboarding Time | Quick setup process; specific duration may vary based on business verification |
| Customer Support | Provides customer support; response times may vary, with potential delays for international clients |
| E-commerce Platforms Supported | Supports integration with major e-commerce platforms; specific platforms not listed |
| Other Integrations | Offers APIs and plugins for various platforms |
| Dashboard | Provides a comprehensive dashboard for transaction management |
| Payment MethodsCredit/debit cards, Boleto Bancário, Pix, installment payments, QR code transactions | |
| Registration DocumentsMerchant account required; specific documentation depends on the country and business type | |
| Settlement PeriodVaries based on payment method and country; typically ranges from immediate to a few business days | |
| Mobile App IntegrationOffers mobile app integration for payment processing | |
| Onboarding TimeQuick setup process; specific duration may vary based on business verification | |
| Customer SupportProvides customer support; response times may vary, with potential delays for international clients | |
| E-commerce Platforms SupportedSupports integration with major e-commerce platforms; specific platforms not listed | |
| Other IntegrationsOffers APIs and plugins for various platforms | |
| DashboardProvides a comprehensive dashboard for transaction management |
Pros of Mercado Pago Payment Method
- Wide adoption across Latin America with a trusted brand.
- Offers different payout options, including Pix.
Cons of Mercado Pago Payment Method
- Higher transaction fees regarding smaller merchants.
- Customer support can be slow regarding international clients.
Monetix Payment Solution for Businesses in Brazil
Monetix is a digital payment gateway Brazil tailored for small and medium-sized businesses. Monetix is designed for e-commerce businesses looking for cost-effective payout processing.
| Feature | Details |
|---|---|
| Payment Methods | Pix, credit/debit cards |
| Registration Documents | Business registration required |
| Settlement Period | Ranges from 2 to 5 business days |
| Mobile App Integration | Simple API integration for fast onboarding |
| Onboarding Time | Quick integration process |
| Customer Support | Available in multiple languages |
| E-commerce Platforms Supported | Integrates with Magento, Shopify, WooCommerce |
| Other Integrations | Integrated with ERP systems |
| Dashboard | Comprehensive dashboard for analytics |
| Payment MethodsPix, credit/debit cards | |
| Registration DocumentsBusiness registration required | |
| Settlement PeriodRanges from 2 to 5 business days | |
| Mobile App IntegrationSimple API integration for fast onboarding | |
| Onboarding TimeQuick integration process | |
| Customer SupportAvailable in multiple languages | |
| E-commerce Platforms SupportedIntegrates with Magento, Shopify, WooCommerce | |
| Other IntegrationsIntegrated with ERP systems | |
| DashboardComprehensive dashboard for analytics |
Pros of Monetix Payment Gateway
- Designed for SMEs with affordable pricing.
- Simple and quick integration process.
Cons of Monetix Payment Gateway
- Limited support for physical POS systems.
- Fewer advanced features compared to larger payment platforms
Pagar.me — Payment Gateway Integration for Brazil
Pagar.me is a leading payment processor Brazil, offering businesses an easy way to accept payments online & in-store. It’s well-known for its user-friendly integration and customizable solutions for different merchants.
| Feature | Details |
|---|---|
| Payment Methods | Pix, credit/debit cards, Boleto Bancário, voucher, and multimeios |
| Registration Documents | Merchant registration required |
| Settlement Period | Varies based on payment method; specific details not provided |
| Mobile App Integration | Offers SDKs and APIs for seamless integration with mobile applications |
| Onboarding Time | Setup can be complex for non-technical users; specific duration not specified |
| Customer Support | Provides customer support; specific details not provided |
| E-commerce Platforms Supported | Supports integration with major e-commerce platforms like WooCommerce and Magento |
| Other Integrations | Offers APIs and plugins for various platforms |
| Dashboard | Provides a comprehensive dashboard for transaction management |
| Payment MethodsPix, credit/debit cards, Boleto Bancário, voucher, and multimeios | |
| Registration DocumentsMerchant registration required | |
| Settlement PeriodVaries based on payment method; specific details not provided | |
| Mobile App IntegrationOffers SDKs and APIs for seamless integration with mobile applications | |
| Onboarding TimeSetup can be complex for non-technical users; specific duration not specified | |
| Customer SupportProvides customer support; specific details not provided | |
| E-commerce Platforms SupportedSupports integration with major e-commerce platforms like WooCommerce and Magento | |
| Other IntegrationsOffers APIs and plugins for various platforms | |
| DashboardProvides a comprehensive dashboard for transaction management |
Pros of Pagar.me Payment Solution
- Highly customizable with advanced API integrations.
- Excellent support for recurring billing.
Cons of Pagar.me Payment Solution
- Higher fees regarding smaller businesses.
- Setup can be complex regarding non-technical users.
PagBrasil — Specialized Payment Gateway in Brazil
PagBrasil is an all-round payout gateway for Brazilian businesses, especially those involved in cross-border e-commerce. It boasts a long list of supported local payout methods, from Pix to Boleto Bancário, to installment payments.
| Feature | Details |
|---|---|
| Payment Methods | Pix, Boleto Bancário, credit/debit cards, installments, bank transfers, wallets |
| Registration Documents | Merchant account required |
| Settlement Period | Varies; Pix is instant, others may take longer |
| Mobile App Integration | APIs and SDKs available for mobile integration |
| Onboarding Time | Quick onboarding; duration varies based on business requirements |
| Customer Support | Support available via email and phone |
| E-commerce Platforms | Supports Shopify, WooCommerce, Magento |
| Other Integrations | APIs and plugins for custom and standard integrations |
| Dashboard | Comprehensive dashboard for transaction management and analytics |
| Payment MethodsPix, Boleto Bancário, credit/debit cards, installments, bank transfers, wallets | |
| Registration DocumentsMerchant account required | |
| Settlement PeriodVaries; Pix is instant, others may take longer | |
| Mobile App IntegrationAPIs and SDKs available for mobile integration | |
| Onboarding TimeQuick onboarding; duration varies based on business requirements | |
| Customer SupportSupport available via email and phone | |
| E-commerce PlatformsSupports Shopify, WooCommerce, Magento | |
| Other IntegrationsAPIs and plugins for custom and standard integrations | |
| DashboardComprehensive dashboard for transaction management and analytics |
Pros of PagBrasil Payment Method
- Adapted to cross-border businesses.
- Strong support for local payout methods and excellent fraud protection.
Cons of PagBrasil Payment Method
- Well-suited to larger businesses.
- Higher transaction fees compared to some competitors.
PagSeguro Payment Gateway in Brazil
PagSeguro is one of Brazil’s most popular payout platforms, offering online/in-store payment solutions. It supports different payout methods and is known for its ease of use, especially for small businesses with freelancers.
| Feature | Details |
|---|---|
| Payment Methods | Pix, credit/debit cards, Boleto Bancário, bank transfers, wallets |
| Registration Documents | Merchant registration required |
| Settlement Period | Varies by payment method; Pix is instant |
| Mobile App Integration | APIs and SDKs available for mobile |
| Onboarding Time | Quick onboarding; varies based on business requirements |
| Customer Support | Support via email and phone |
| E-commerce Platforms | Compatible with Shopify, WooCommerce, Magento |
| Other Integrations | APIs and plugins for custom and standard integrations |
| Dashboard | Comprehensive dashboard for transactions and analytics |
| Payment MethodsPix, credit/debit cards, Boleto Bancário, bank transfers, wallets | |
| Registration DocumentsMerchant registration required | |
| Settlement PeriodVaries by payment method; Pix is instant | |
| Mobile App IntegrationAPIs and SDKs available for mobile | |
| Onboarding TimeQuick onboarding; varies based on business requirements | |
| Customer SupportSupport via email and phone | |
| E-commerce PlatformsCompatible with Shopify, WooCommerce, Magento | |
| Other IntegrationsAPIs and plugins for custom and standard integrations | |
| DashboardComprehensive dashboard for transactions and analytics |
Pros of PagSeguro Payment Solution
- Easy to use, well-suited to small businesses & freelancers.
- Various payout options, including in-store solutions.
Cons of PagSeguro Payment Solution
- Higher transaction fees for lower volume merchants.
- Limited support for international payments.
PayRetailers — Global Payment Solution with Presence in Brazil
PayRetailers is a fast-growing Brazil payment system offering a range of local & international payout solutions across Latin America. It enables businesses to process payments through methods like Pix, Boleto plus credit/debit cards.
| Feature | Details |
|---|---|
| Payment Methods | Pix, Boleto, credit/debit cards, online banking, QR codes, e-wallets |
| Registration Documents | Business registration required |
| Settlement Period | Varies by payment method and country |
| Mobile App Integration | APIs and SDKs available for mobile integration |
| Onboarding Time | Quick onboarding; varies by business |
| Customer Support | Available via email and phone |
| E-commerce Platforms | Supports major platforms; specifics not listed |
| Other Integrations | APIs and plugins for custom and standard integrations |
| Dashboard | Comprehensive dashboard for transaction management and analytics |
| Payment MethodsPix, Boleto, credit/debit cards, online banking, QR codes, e-wallets | |
| Registration DocumentsBusiness registration required | |
| Settlement PeriodVaries by payment method and country | |
| Mobile App IntegrationAPIs and SDKs available for mobile integration | |
| Onboarding TimeQuick onboarding; varies by business | |
| Customer SupportAvailable via email and phone | |
| E-commerce PlatformsSupports major platforms; specifics not listed | |
| Other IntegrationsAPIs and plugins for custom and standard integrations | |
| DashboardComprehensive dashboard for transaction management and analytics |
Pros of PayRetailers Payment Method
- Well-suited to businesses targeting multiple Latin American markets.
- Robust fraud prevention tools with multi-currency support.
Cons of PayRetailers Payment Method
- More suited for medium/large businesses.
- May be cost-prohibitive for smaller merchants.
Rede — Popular Payment Solution in Brazil
Rede is a Brazilian payments company, which offers solutions for both online and in-store payments. It supports a variety of payment methods, including Pix, Boleto Bancário, and installment payments for credit cards.
| Feature | Details |
|---|---|
| Payment Methods | Boleto Bancário, credit/debit cards, installment payments, Pix |
| Registration Documents | Business registration in Brazil |
| Settlement Period | Varies based on payment method; typically 2 business days for credit cards |
| Mobile App Integration | Offers mobile app integration for payment processing |
| Onboarding Time | Setup process can be complex; specific duration not specified |
| Customer Support | Provides customer support; specific details not provided |
| E-commerce Platforms Supported | Supports integration with major e-commerce platforms; specific platforms not listed |
| Other Integrations | Offers APIs and plugins for various platforms |
| Dashboard | Provides a comprehensive dashboard for transaction management |
| Payment MethodsBoleto Bancário, credit/debit cards, installment payments, Pix | |
| Registration DocumentsBusiness registration in Brazil | |
| Settlement PeriodVaries based on payment method; typically 2 business days for credit cards | |
| Mobile App IntegrationOffers mobile app integration for payment processing | |
| Onboarding TimeSetup process can be complex; specific duration not specified | |
| Customer SupportProvides customer support; specific details not provided | |
| E-commerce Platforms SupportedSupports integration with major e-commerce platforms; specific platforms not listed | |
| Other IntegrationsOffers APIs and plugins for various platforms | |
| DashboardProvides a comprehensive dashboard for transaction management |
Pros of Rede Payment Gateway Integration
- Trusted by large & small businesses alike.
- Comprehensive support for local payout methods.
Cons of Rede Payment Gateway Integration
- Higher transaction fees for small businesses.
- Can be complex for merchants unfamiliar with its setup.
Stone Pagamentos — Key Player in Brazil’s Payment Gateway Market
Stone Pagamentos is a Brazil payment system with solutions for merchants of all sizes. It provides both in-store POS solutions and online payout processing, supporting local methods like Pix & Boleto.
| Feature | Details |
|---|---|
| Payment Methods | Pix, Boleto Bancário, credit/debit cards, installments |
| Registration Documents | Merchant registration required |
| Settlement Period | Varies; Pix is instant, others may take longer |
| Mobile App Integration | APIs and SDKs available for mobile integration |
| Onboarding Time | Quick onboarding; duration varies |
| Customer Support | Available via email and phone |
| E-commerce Platforms | Integrates with Shopify, WooCommerce, Magento |
| Other Integrations | APIs and plugins for various platforms |
| Dashboard | Provides transaction management and analytics |
| Payment MethodsPix, Boleto Bancário, credit/debit cards, installments | |
| Registration DocumentsMerchant registration required | |
| Settlement PeriodVaries; Pix is instant, others may take longer | |
| Mobile App IntegrationAPIs and SDKs available for mobile integration | |
| Onboarding TimeQuick onboarding; duration varies | |
| Customer SupportAvailable via email and phone | |
| E-commerce PlatformsIntegrates with Shopify, WooCommerce, Magento | |
| Other IntegrationsAPIs and plugins for various platforms | |
| DashboardProvides transaction management and analytics |
Pros of Stone Pagamentos Payment Method
- Strong focus on supporting small & medium businesses.
- Comprehensive local payout method support.
Cons of Stone Pagamentos Payment Method
- Customer service response times can be slow.
- Higher fees for smaller transactions.
Wirecard Brazil (Mundipagg) — Payment Gateway in Brazil
Wirecard Brazil, previously known as Mundipagg, is a leading Brazilian gateway offering comprehensive payout solutions for local businesses. It supports a variety of payout methods, including Pix, Boleto plus credit/debit cards.
| Feature | Details |
|---|---|
| Payment Methods | Pix, Boleto Bancário, credit/debit cards, online/offline payments |
| Registration Documents | Merchant account required |
| Settlement Period | Varies by payment method |
| Mobile App Integration | APIs and SDKs available for mobile integration |
| Onboarding Time | Quick onboarding; duration varies by business |
| Customer Support | Available via email and phone |
| E-commerce Platforms | Supports major platforms |
| Other Integrations | APIs and plugins for custom and standard integrations |
| Dashboard | Dashboard for transaction management, refunds, and analytics |
| Payment MethodsPix, Boleto Bancário, credit/debit cards, online/offline payments | |
| Registration DocumentsMerchant account required | |
| Settlement PeriodVaries by payment method | |
| Mobile App IntegrationAPIs and SDKs available for mobile integration | |
| Onboarding TimeQuick onboarding; duration varies by business | |
| Customer SupportAvailable via email and phone | |
| E-commerce PlatformsSupports major platforms | |
| Other IntegrationsAPIs and plugins for custom and standard integrations | |
| DashboardDashboard for transaction management, refunds, and analytics |
Pros of Wirecard Brazil Payment Solution
- Wide range of payout methods supported.
- Strong fraud protection with risk management tools.
Cons of Wirecard Brazil Payment Solution
- Higher fees for cross-border payments.
- May be complicated regarding small businesses.
FAQ
What Are the Most Popular Payment Methods in Brazil?
Pix credit cards with Boleto Bancário are the most popular payout methods, with Pix seeing rapid adoption across online/in-person transactions.
How Do Payment Gateways Ensure Transaction Security in Brazil?
Transaction gateways in Brazil typically comply with regulations like PCI-DSS plus LGPD. They also offer encryption, authentication plus fraud detection tools.
What Factors Should Businesses Consider When Choosing a Payment Gateway in Brazil?
Businesses should consider local preferences (e.g., installment payments), regulatory compliance, ease of integration plus fraud prevention features.
How Does Pix Impact the Brazil Payment Gateway Market?
Pix has transformed Brazil’s payment landscape by offering instant, free with 24/7 payments, driving financial inclusion and changing consumer behavior. Transaction gateways now need to integrate Pix to stay competitive.
