Bangladesh
Best Payment Gateways in Bangladesh for 2025
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TOP 10 Payment Gateways in Bangladesh
To help you navigate the payment gateway options available, we’ve created a detailed comparison table. It highlights key features, strengths, and weaknesses of each provider — so you don’t have to dig through dozens of websites. Whether you're running a digital business, a startup, or an e-commerce platform in Bangladesh, this guide will support your decision-making process.
Choosing the Right Payment Gateway for Your Business
Finding a reliable and secure payment gateway isn’t just about ticking boxes — it’s about ensuring a seamless payment processing experience for your customers. Here are some essential factors to consider:
- Security & Fraud Protection
Every payment gateway must offer strong encryption and a fraud detection system. Technologies like tokenization ensure that payment information stays safe and private. - Ease of Integration & Use
A user-friendly payment system that easily integrates with your e-commerce store is crucial. Look for gateways that support methods like mobile wallets, card payments, and direct bank transfers. - Mobile Optimization
With a growing number of payments made via smartphones, mobile-friendly design is a must. The payment experience should be quick — ideally under five seconds. - Multiple Payment Options
The best platforms offer a wide variety of payment methods and support international currencies, giving customers more payment choices.
If you're choosing the right payment gateway for your business, whether it’s a small shop or a high-volume e-commerce site, it’s important to compare the number of payment alternatives, compatibility with your platform, and the overall transaction system.
Top 7 Best Payment Gateway Solutions in Bangladesh
The payment gateway industry in Bangladesh includes both market leaders and rising competitors. We've reviewed the top 7 most trusted providers that offer safe payment, all-in-one payment features, and are ideal for local and international use. From City Bank’s offerings to modern fintech platforms, each payment gateway may have strengths tailored to different business models.
Paykassma
Paykassma
Interkassa
Interkassa
PayU
PayU
2Checkout
2Checkout
OdeonPay
OdeonPay
PayByBd
PayByBd
Pay4X
Pay4X
Top Payment Gateways in Bangladesh: Features, Strengths & Coverage
Finding the ideal payment gateway for your e-commerce store can be challenging given the growing number of options in Bangladesh. Whether you're looking for international payment support, numerous payment options, or strong data security, the platforms below are some of the top 5 and most reliable choices — each offering a unique range of payment options to suit your business needs.
Paykassma – High-Risk, International Specialist
Operating since 2019, Paykassma is a robust payment gateway for international payments, especially for high-risk industries. Available in countries like Bangladesh, India, Indonesia, and Brazil, it supports credit and debit cards, ensuring secure customer payment experiences. Its reputation for data security and reliability makes it an ideal choice for e-commerce businesses with complex needs.
| Feature | Details |
|---|---|
| Payment Methods | Bank transfers, cryptocurrency options like BTC and USDT, bKash, Nagad, Rocket |
| Registration Documents | Verification of business and bank accounts |
| Settlement Period | T+0, instant payment processing, user payouts, and withdrawals in BTC/USDT or via bank transfer anytime |
| Mobile App Integration | Compatible with both iOS and Android devices |
| Onboarding Time | Typically fast, with account setup and verification finalized in a few days |
| Customer Support | 24/7/365 support via phone, email, and chat |
| E-commerce Platforms Supported | Compatible with customizable Payment Page |
| Other Integrations | Easy integration via API |
| Dashboard | Intuitive interface offering transaction history, analytics, and account management tools |
| Payment MethodsBank transfers, cryptocurrency options like BTC and USDT, bKash, Nagad, Rocket | |
| Registration DocumentsVerification of business and bank accounts | |
| Settlement PeriodT+0, instant payment processing, user payouts, and withdrawals in BTC/USDT or via bank transfer anytime | |
| Mobile App IntegrationCompatible with both iOS and Android devices | |
| Onboarding TimeTypically fast, with account setup and verification finalized in a few days | |
| Customer Support24/7/365 support via phone, email, and chat | |
| E-commerce Platforms SupportedCompatible with customizable Payment Page | |
| Other IntegrationsEasy integration via API | |
| DashboardIntuitive interface offering transaction history, analytics, and account management tools |
Pros
- Conversion growth: +20%
- Turnover increase: x100 in a week
- 99.9%+ successful transactions
- No rolling reserves
- No holds
- Settlement period: T+0
- 24/7/365 support
Cons
- Restricted to certain payment methods.
- Internet connection required for online transactions.
2Checkout (Verifone) – Global Expansion Made Simple
2Checkout is one of the most widely used payment gateways in Bangladesh, especially for companies looking to expand globally. With no setup or annual fees, it provides ease of use and seamless integration. Supporting numerous payment options, it’s perfect for businesses aiming to accept international payments and grow in global markets.
| Feature | Details |
|---|---|
| Payment methods | Visa credit/debit cards, PayPal, local payment options |
| Registration documents | Valid business registration documents required |
| Settlement period | Varies; typically weekly, bi-weekly, or monthly |
| Mobile app integration | APIs and SDKs available for mobile platforms |
| Onboarding time | Quick setup process; approval times may vary |
| Customer support | Available via email and chat; response times may vary |
| E-commerce platforms Supported | Supports easy integration with platforms like Shopify, Magento, WooCommerce, and others |
| Other integrations | APIs and plugins for various platforms and custom integrations |
| Dashboard | Real-time transaction management and reporting tools |
| Payment methodsVisa credit/debit cards, PayPal, local payment options | |
| Registration documentsValid business registration documents required | |
| Settlement periodVaries; typically weekly, bi-weekly, or monthly | |
| Mobile app integrationAPIs and SDKs available for mobile platforms | |
| Onboarding timeQuick setup process; approval times may vary | |
| Customer supportAvailable via email and chat; response times may vary | |
| E-commerce platforms SupportedSupports easy integration with platforms like Shopify, Magento, WooCommerce, and others | |
| Other integrationsAPIs and plugins for various platforms and custom integrations | |
| DashboardReal-time transaction management and reporting tools |
Pros
- Enables businesses to accept payments from over 200 countries and territories, facilitating global reach.
- Provides a user-friendly interface with robust security measures, including PCI-DSS Level 1 compliance.
- Offers flexible pricing plans tailored to different business needs.
Cons
- Transaction fees may be higher compared to some local payment gateways.
- Settlement periods can vary, potentially affecting cash flow for businesses
Aamarpay – Central Bank Licensed & Highly Trusted
Aamarpay is a licensed Payment System Operator (PSO) authorized by Bangladesh Bank. It supports different payment methods and enables both local and international transactions. With secure integration and a reputation for reliability, it’s a go-to gateway for your e-commerce or service-based business.
| Feature | Details |
|---|---|
| Payment Methods | Credit/Debit cards, mobile wallets, bank transfers, QR payments |
| Registration Documents | Trade license, TIN, NID, partnership deed (if applicable), certificate of incorporation |
| Settlement Period | Typically within 2-3 business days |
| Mobile App Integration | SDKs and APIs available for seamless integration |
| Onboarding Time | Quick onboarding with minimal documentation |
| Customer Support | Available via call, email, and chat; dedicated account managers provided |
| E-commerce Platforms Supported | Supports integration with various e-commerce platforms, including plugins for major CMS |
| Other Integrations | APIs and plugins for multiple platforms |
| Dashboard | Real-time transaction management with detailed reports and analytics |
| Payment MethodsCredit/Debit cards, mobile wallets, bank transfers, QR payments | |
| Registration DocumentsTrade license, TIN, NID, partnership deed (if applicable), certificate of incorporation | |
| Settlement PeriodTypically within 2-3 business days | |
| Mobile App IntegrationSDKs and APIs available for seamless integration | |
| Onboarding TimeQuick onboarding with minimal documentation | |
| Customer SupportAvailable via call, email, and chat; dedicated account managers provided | |
| E-commerce Platforms SupportedSupports integration with various e-commerce platforms, including plugins for major CMS | |
| Other IntegrationsAPIs and plugins for multiple platforms | |
| DashboardReal-time transaction management with detailed reports and analytics |
Pros
- Diverse payment options. Accommodates various customer preferences with multiple payment methods.
- Robust security measures. Ensures safe transactions with high-level compliance and encryption.
- Comprehensive merchant tools. Offers features like QR payments and invoice generation to streamline business operations.
Cons
- International transaction fees. Higher fees for international card transactions compared to local methods.
- Setup fees. One-time non-refundable setup fees may be a consideration for small businesses.
Easy Pay Way – Flexible & Fast for Growing Businesses
Locally established, Easy Pay Way offers a variety of payment options and flexible plans for businesses of all sizes. It supports integration with credit and debit cards, mobile wallets, and other different payment methods, making it one of the most versatile platforms in Bangladesh. Whether you're a startup or an established business, its ease of use and data security stand out.
| Feature | Details |
|---|---|
| Payment methods | Visa, Mastercard, American Express, Nexus debit/credit cards, mobile wallets (bKash, Rocket, Nagad) |
| Registration documents | Tax Identification Number (TIN), Trade license |
| Settlement period | Typically within 2-3 business days |
| Mobile app integration | APIs and plugins available for integration |
| Onboarding time | Varies; generally requires submission of necessary documents |
| Customer support | Available via email and phone |
| E-commerce platforms supported | Supports integration with various e-commerce platforms |
| Other integrations | APIs and plugins for multiple platforms |
| Dashboard | Real-time transaction management |
| Payment methodsVisa, Mastercard, American Express, Nexus debit/credit cards, mobile wallets (bKash, Rocket, Nagad) | |
| Registration documentsTax Identification Number (TIN), Trade license | |
| Settlement periodTypically within 2-3 business days | |
| Mobile app integrationAPIs and plugins available for integration | |
| Onboarding timeVaries; generally requires submission of necessary documents | |
| Customer supportAvailable via email and phone | |
| E-commerce platforms supportedSupports integration with various e-commerce platforms | |
| Other integrationsAPIs and plugins for multiple platforms | |
| DashboardReal-time transaction management |
Pros
- Multiple payments catering to diverse customer preferences.
- High security with PCI-DSS Level 1 certification and SSL encryption.
- Seamless integration with various e-commerce platforms.
Cons
- Transaction fees for international cards can be relatively high.
- One-time setup fees may be a consideration for small businesses.
FastSpring – Built for SaaS & Digital Goods
FastSpring isn’t just a payment gateway — it’s a full-service digital commerce platform ideal for software, SaaS, and subscription-based businesses. It includes tools for international payment, tax handling, and subscription management, making it a comprehensive solution for global businesses looking to make payment handling seamless.
| Feature | Details |
|---|---|
| Payment Methods | Credit/debit cards, PayPal, localized payment options |
| Registration Documents | Business registration, GST/VAT/Tax exemption number, driving license |
| Settlement Period | Varies; typically within a few business days |
| Mobile App Integration | APIs and SDKs available for mobile platforms |
| Onboarding Time | Quick setup; time may vary based on business requirements |
| Customer Support | Available via multiple channels; response times may vary |
| E-commerce Platforms Supported | Supports integration with various e-commerce platforms |
| Other Integrations | APIs and plugins for multiple platforms |
| Dashboard | Real-time transaction management and analytics |
| Payment MethodsCredit/debit cards, PayPal, localized payment options | |
| Registration DocumentsBusiness registration, GST/VAT/Tax exemption number, driving license | |
| Settlement PeriodVaries; typically within a few business days | |
| Mobile App IntegrationAPIs and SDKs available for mobile platforms | |
| Onboarding TimeQuick setup; time may vary based on business requirements | |
| Customer SupportAvailable via multiple channels; response times may vary | |
| E-commerce Platforms SupportedSupports integration with various e-commerce platforms | |
| Other IntegrationsAPIs and plugins for multiple platforms | |
| DashboardReal-time transaction management and analytics |
Pros
- Comprehensive solution. Combines payment processing, subscription management, and tax compliance in a single platform.
- Global reach. Supports multiple currencies and payment methods, facilitating international sales.
- Security. Adheres to PCI DSS Level 1 compliance, ensuring secure transactions.
Cons
- Commision fees. Higher rates compared to some local payment gateways.
- Complexity. May offer more features than necessary for small businesses with simple needs.
Paddle – All-in-One Platform for SaaS
Paddle offers an all-in-one solution for global sales, focusing on SaaS and B2B/B2C platforms. With no monthly or setup fees, it’s one of the most affordable gateways for your e-commerce store. It simplifies customer payment processes, supports numerous payment options, and emphasizes ease of use and scalability.
| Feature | Details |
|---|---|
| Payment methods | Credit/debit cards, PayPal. |
| Registration documents | Business registration required. |
| Settlement period | Typically 15 days. |
| Mobile app integration | APIs and SDKs available for integration. |
| Onboarding time | Varies; subject to compliance checks. |
| Customer support | Available via email and chat; response times may vary. |
| E-commerce platforms supported | Supports integration with various e-commerce platforms. |
| Other integrations | APIs and plugins for multiple platforms. |
| Dashboard | Real-time transaction and subscription management. |
| Payment methodsCredit/debit cards, PayPal. | |
| Registration documentsBusiness registration required. | |
| Settlement periodTypically 15 days. | |
| Mobile app integrationAPIs and SDKs available for integration. | |
| Onboarding timeVaries; subject to compliance checks. | |
| Customer supportAvailable via email and chat; response times may vary. | |
| E-commerce platforms supportedSupports integration with various e-commerce platforms. | |
| Other integrationsAPIs and plugins for multiple platforms. | |
| DashboardReal-time transaction and subscription management. |
Pros
- Comprehensive solution encompassing payments, tax, and subscriptions.
- Automatic tax handling reduces administrative burden.
- Localized checkout improves conversion rates.
Cons
- Primarily designed for SaaS and digital products; may not suit all business models.
- Transaction fees may be higher compared to some local payment gateways.
PortWallet – Quick, Developer-Friendly Integration
Known for its fast and secure services, PortWallet supports easy API-based integration and serves startups and enterprises alike. With support for different payment methods, including credit and debit cards, it’s an excellent option for businesses seeking a low-friction payment gateway setup in Bangladesh.
| Feature | Details |
|---|---|
| Payment Methods | Local and international debit/credit cards, mobile financial services, net banking |
| Registration Documents | Valid business registration required for merchants |
| Settlement Period | Typically within 2-3 business days |
| Mobile App Integration | Provides SDKs and APIs for mobile app integration |
| Onboarding Time | Varies; subject to verification and compliance processes |
| Customer Support | Available via email and phone; response times may vary |
| E-commerce Platforms Supported | Supports integration with various e-commerce platforms, including WooCommerce and PrestaShop |
| Other Integrations | Offers APIs and plugins for multiple platforms |
| Dashboard | Real-time transaction management with insights and analytics |
| Payment MethodsLocal and international debit/credit cards, mobile financial services, net banking | |
| Registration DocumentsValid business registration required for merchants | |
| Settlement PeriodTypically within 2-3 business days | |
| Mobile App IntegrationProvides SDKs and APIs for mobile app integration | |
| Onboarding TimeVaries; subject to verification and compliance processes | |
| Customer SupportAvailable via email and phone; response times may vary | |
| E-commerce Platforms SupportedSupports integration with various e-commerce platforms, including WooCommerce and PrestaShop | |
| Other IntegrationsOffers APIs and plugins for multiple platforms | |
| DashboardReal-time transaction management with insights and analytics |
Pros
- Comprehensive payment options. Supports a wide array of payment methods, catering to diverse customer preferences.
- Developer-friendly. Offers robust APIs and pre-built integrations for various platforms, facilitating seamless integration.
- Security compliance. Adheres to PCI-DSS standards, ensuring secure transactions.
Cons
- Geographical limitation. Primarily serves the Bangladeshi market, which may limit its applicability for international businesses.
- Setup fees. Charges a setup fee, which might be a consideration for small businesses.
ShurjoPay – PSO Licensed & Widely Integrated
ShurjoPay, the first PSO-licensed payment gateway by Bangladesh Bank, is known for security and wide merchant adoption. Supporting bank cards, mobile wallets, and more, it's integrated with websites and apps across industries. Ideal for companies needing reliable and compliant payment solutions.
| Feature | Details |
|---|---|
| Payment Methods | Credit/debit cards, mobile wallets, internet banking |
| Registration Documents | National ID, TIN, trade license |
| Settlement Period | Typically weekly payouts to merchants |
| Mobile App Integration | APIs available for mobile and web applications |
| Onboarding Time | Varies; generally prompt upon submission of required documents |
| Customer Support | Available via phone and email; responsive to merchant inquiries |
| E-commerce Platforms Supported | Supports integration with various e-commerce platforms |
| Other Integrations | Provides APIs and plugins for multiple platforms |
| Dashboard | Dashboard Real-time transaction management and reporting tools |
| Payment MethodsCredit/debit cards, mobile wallets, internet banking | |
| Registration DocumentsNational ID, TIN, trade license | |
| Settlement PeriodTypically weekly payouts to merchants | |
| Mobile App IntegrationAPIs available for mobile and web applications | |
| Onboarding TimeVaries; generally prompt upon submission of required documents | |
| Customer SupportAvailable via phone and email; responsive to merchant inquiries | |
| E-commerce Platforms SupportedSupports integration with various e-commerce platforms | |
| Other IntegrationsProvides APIs and plugins for multiple platforms | |
| DashboardDashboard Real-time transaction management and reporting tools |
Pros
- Wide range of supported payment methods.
- No annual or monthly maintenance fees for merchants.
- Dedicated support for educational institutions.
Cons
- Primarily serves the Bangladeshi market; limited international reach.
- Integration may require technical assistance for some businesses.
SSLCOMMERZ – Oldest & Most Comprehensive
Founded in 2010, SSLCOMMERZ is Bangladesh’s largest and most established gateway. Backed by City Bank and other major institutions, it offers a range of payment options, advanced data security, and service to thousands of merchants. It supports numerous payment options, making it an ideal choice for e-commerce giants and SMEs alike.
| Feature | Details |
|---|---|
| Payment Methods | Credit/debit cards, mobile wallets (bKash, Rocket, Nagad), Internet banking, American Express bank cards |
| Registration Documents | VAT/TIN registration required for merchants |
| Settlement Period | Typically 2-3 business days |
| Mobile App Integration | SDKs and APIs available for seamless integration |
| Onboarding Time | Rapid activation with minimal required documentation |
| Customer Support | 24/7 support via email and phone |
| E-commerce Platforms Supported | Compatible with major platforms like WooCommerce, Shopify, Magento |
| Other Integrations | APIs and plugins for various platforms |
| Dashboard | Real-time transaction management with comprehensive analytics |
| Payment MethodsCredit/debit cards, mobile wallets (bKash, Rocket, Nagad), Internet banking, American Express bank cards | |
| Registration DocumentsVAT/TIN registration required for merchants | |
| Settlement PeriodTypically 2-3 business days | |
| Mobile App IntegrationSDKs and APIs available for seamless integration | |
| Onboarding TimeRapid activation with minimal required documentation | |
| Customer Support24/7 support via email and phone | |
| E-commerce Platforms SupportedCompatible with major platforms like WooCommerce, Shopify, Magento | |
| Other IntegrationsAPIs and plugins for various platforms | |
| DashboardReal-time transaction management with comprehensive analytics |
Pros
- Diverse payment options. Supports various payment methods, catering to a broad customer base.
- Robust security. Adheres to stringent security protocols, ensuring safe transactions.
- User-friendly integration. Offers easy integration with major e-commerce platforms.
- EMI support. Provides EMI facilities, enhancing affordability for customers.
Cons
- Geographical limitation. Primarily serves businesses operating within Bangladesh.
- International transaction fees. Higher fees may apply for international card transactions.
Walletmix – Secure, Flexible & Fast
Walletmix is a modern payment gateway supporting both mobile payments and e-commerce through variety of payment options like bank cards and mobile wallets. With fast integration, strong security, and support for different payment methods, it’s a great choice for small to mid-sized businesses looking for agility and trust.
| Feature | Details |
|---|---|
| Payment Methods | Credit/debit cards, mobile financial services, internet banking |
| Registration Documents | Valid business registration required for merchants |
| Settlement Period | Typically within 2-3 business days |
| Mobile App Integration | APIs and SDKs available for mobile application integration |
| Onboarding Time | Quick and efficient onboarding process for merchants |
| Customer Support | Available through multiple channels, including email and phone |
| E-commerce Platforms Supported | Compatible with various e-commerce platforms, including WooCommerce |
| Other Integrations | Provides APIs and plugins for seamless integration with different platforms |
| Dashboard | Offers a real-time transaction management dashboard for merchants |
| Payment MethodsCredit/debit cards, mobile financial services, internet banking | |
| Registration DocumentsValid business registration required for merchants | |
| Settlement PeriodTypically within 2-3 business days | |
| Mobile App IntegrationAPIs and SDKs available for mobile application integration | |
| Onboarding TimeQuick and efficient onboarding process for merchants | |
| Customer SupportAvailable through multiple channels, including email and phone | |
| E-commerce Platforms SupportedCompatible with various e-commerce platforms, including WooCommerce | |
| Other IntegrationsProvides APIs and plugins for seamless integration with different platforms | |
| DashboardOffers a real-time transaction management dashboard for merchants |
Pros
- Diverse payment options. Caters to various customer preferences by supporting multiple payment methods.
- Regulatory compliance. Licensed by Bangladesh Bank and PCI DSS certified, ensuring compliance with national and international security standards.
- User-friendly integration. Provides straightforward integration processes for merchants, facilitating quick setup.
Cons
- Geographical limitation. Primarily serves the Bangladeshi market, which may limit international business operations.
- Commision fees. Merchants may incur fees per transaction, which could affect profit margins.
FAQ
Why is a payment gateway important?
An online payment system in Bangladesh is a tool that will allow you to make convenient payments. If your goal is a high-quality business, you cannot do without it.
How to choose a payment gateway?
It's simple: you need to pay attention to the characteristics listed above. If you don't have time, just choose one of the proposed payment gateways in bangladesh.
How can I integrate a payment gateway into my business?
To start using the gateway, you just need to contact the company. The manager will tell you all the details and refer you to the necessary specialists.
