Privacy Policy — PaymentGateways.org

1. Introduction

This Privacy Policy (“Policy”) describes how paymentgateways.org (hereinafter “we, ” “us,” or “our”) collects, stores, uses, and protects personal data. It applies to information we collect from you or that you provide to us when using our website paymentgateways.org (the “Website”) and related services (the “Services”). By using our Website or Services, you agree to the collection and use of information in
accordance with this Policy. Our privacy practices may vary depending on local legal requirements in the regions where we operate.

2. Responsibility

Compliant Processing:
PaymentGateways.org processes personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR) for users within the European Economic Area (EEA), and other relevant international laws.

Controller and Processor Roles:

  • Controller: PaymentGateways.org acts as the data controller for the personal data described in this Policy.

  • Processor: In some cases, we may process personal data on behalf of third-party businesses (“Merchants”), who are the data controllers. In such cases, their own privacy policies apply.

Third-Party Websites:

Our Website may contain links to third-party sites. We are not responsible for the privacy practices, content, or data collection policies of these third-party services.

3. What is Personal Data?

Personal data is any information that identifies or can reasonably identify an individual, either directly or indirectly. This includes, but is not limited to:

  • Name

  • Contact details (email, phone number)

  • Device data

  • Online identifiers (IP addresses, cookies)

4. How We Obtain Personal Data

We collect personal data through several means:

  • Provided by You: When you contact us, create an account, sign up for newsletters, or otherwise provide information through the Website.

  • Automatically Collected: Information collected automatically when you use the Website, such as via cookies, log data, and analytics tools.

  • From Third Parties: We may receive information from Merchants, business partners, and other third-party service providers. This can include transaction details, payment data, and information from analytics, marketing, and technology services that help us improve our Services, monitor performance, and better understand how our Website and applications are used.

Certain personal data may be required by law, or necessary for entering into a contract or providing Services. In such cases, we will notify you if data provision is mandatory and what the consequences are of withholding it.

5. Who Are the Data Subjects?

We collect and process personal data from the following groups”на “Data subjects include all individuals whose personal data we collect, such as customers, subscriber:

  • Website Visitors: Individuals who visit and interact with our Website, including browsing pages, submitting forms, leaving reviews, or contacting us.

  • Review Contributors: Individuals who submit reviews, ratings, or feedback about payment gateways via our Website.

  • Business Contacts: Representatives of payment gateway companies or other businesses who contact us, request listings, claim profiles, or engage with us for promotional or partnership opportunities.

  • Newsletter Subscribers: Individuals who sign up to receive updates, news, or marketing communications from us.

  • Service Providers and Partners: Employees or representatives of third-party service providers and partners who assist us in operating the Website, conducting analytics, marketing, or other business operations.

6. Details of Data Processing

We collect and process personal data for specific purposes, based on applicable legal grounds. Below are the categories of personal data we collect, the purposes for which we process them, and the applicable legal basis:

Type of Personal Data

Purpose of Processing

Legal Basis

Contact Information (e.g., name, email, company name)

To respond to inquiries, contact requests, business proposals, and other communications.

Legitimate interest (to communicate and manage relationships)

Review Information (e.g., review content, name or nickname, rating)

To publish user-submitted reviews, ratings, and feedback about payment gateway services on the Website.

Consent (through review submission)

Newsletter Subscription Data (e.g., email address)

To send newsletters, updates, and marketing communications to individuals who have subscribed.

Consent (provided when subscribing)

Website Usage Data (e.g., IP address, browser type, pages visited, time spent on site, device information)

To analyze Website performance, monitor traffic, improve user experience, and detect potential security issues.

Legitimate interest (to improve services and security)

Technical Data from Third-Party Services (e.g., analytics, advertising platforms)

To measure Website traffic, understand audience behavior, improve services, and optimize marketing campaigns.

Legitimate interest (business analytics and optimization)

Additional Notes:

  • We do not process any payment or transaction data ourselves, as we do not offer payment services.

  • Personal data is collected only when voluntarily provided by users (e.g., contact forms, reviews, newsletter subscriptions) or automatically via analytics tools and cookies.

7. How We Use Personal Data

We use personal data to:

  • Provide and improve our Services.

  • Process transactions and notify you about their status.

  • Respond to your inquiries and provide customer support.

  • Customize the Website and enhance your user experience.

  • Send service updates and marketing communications (with consent).

8. Data Sharing and Disclosure

We value the privacy of our users and limit the sharing of personal data to what is necessary for the operation and improvement of our Website and services. We may share your personal data with the following categories of recipients:

  • Service Providers: We work with trusted third-party service providers who assist us in operating our Website, performing analytics, managing communications, hosting, and improving user experience. These providers are authorized to process your personal data only as necessary to provide these services on our behalf, in accordance with contractual obligations and applicable data protection laws.

  • Analytics and Marketing Partners: We may share certain website usage data (such as IP address, device type, browser, and pages visited) with third-party analytics and marketing platforms to help us analyze performance, track engagement, and optimize our content and marketing activities.

  • Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, personal data may be transferred as part of the transaction. In such cases, we will take steps to ensure that your personal data continues to be protected according to applicable laws and this Privacy Policy.

  • Legal Obligations: We may disclose personal data if required to do so by law, regulation, legal process, or governmental request, or if we believe such action is necessary to: Protect our rights, property, or safety; Investigate suspected fraud or security issues; Enforce our Terms of Service or other agreements.

We do not sell or rent your personal data to third parties.

9. Data Security

We take the protection of your personal data seriously and implement appropriate technical and organizational measures to safeguard it against unauthorized access, disclosure, alteration, or destruction. These measures include, but are not limited to:

  • Secure Data Transmission: Use of encryption protocols (such as HTTPS) to protect data transmitted between your browser and our servers.

  • Access Controls: Restricting access to personal data only to authorized personnel, service providers, and partners who require it for operational purposes, bound by confidentiality obligations.

  • Regular Security Monitoring: Conducting routine security reviews, vulnerability assessments, and system monitoring to detect and respond to potential threats.

  • Data Minimization: Collecting and retaining only the personal data necessary for specific, clearly defined purposes.

While we strive to protect your information, no method of electronic transmission or storage is 100% secure. We continuously improve our security measures in line with industry best practices to reduce the risk of unauthorized access or data breaches.

10. International Data Transfers

If your personal data is transferred outside of your country of residence (including transfers outside the EEA), we ensure appropriate safeguards are in place, such as Standard Contractual Clauses (SCCs) or equivalent measures, in accordance with applicable data protection laws.

11. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected or as required by applicable laws in the jurisdictions where we operate. The specific retention periods may vary based on the following factors:

  • Purpose of Processing: Your data will be stored until it is no longer needed to provide the services you requested or to fulfill our contractual obligations.

  • Legal Requirements: We comply with local laws and regulations regarding data retention, which may require us to retain your data for specific periods (e.g., tax or accounting regulations).

  • 3 User Requests: You have the right to request the deletion of your personal data at any time. In such cases, we will delete your data in accordance with our internal procedures and applicable legal requirements.

After the retention period expires, your personal data will be securely deleted or anonymized so that it can no longer identify you.

12. Your Rights

You have specific rights regarding your personal data under applicable laws, including the right to access, correct, delete, or restrict the processing of your information. You can exercise these rights by contacting us directly:

  • Access the personal data we hold about you.

  • Request correction of inaccurate or incomplete data.

  • Request deletion of your data in certain circumstances.

  • Object to processing or restrict it in certain cases.

  • Withdraw consent where processing is based on your consent.

  • Lodge a complaint with a data protection authority.

To exercise your rights, please contact us at [email protected] 

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page with an updated “Effective Date. ”

14. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal data, please contact us we are here to help! :

PaymentGateways.org

Email: [email protected] 

Website: paymentgateways.org