Thailand
Best Payment Gateways in Thailand for 2025: Accept Online Payments with Ease
Internet users in Thailand
Use mobile wallets for online purchases
Prefer bank transfers or QR codes as default checkout option
Payment Gateways in Thailand
| Peyments gateway | Rate | Countries | Payment Methods | Fiat currencies, units | Website |
|---|---|---|---|---|---|
 2Checkout | 200 | 45 | 100 | Open |
Top payment gateway providers in Thailand
To assist businesses navigate the market, we’ve explored and compared some of the best Thailand payment gateway providers. Below you’ll find an overview of their main features: setup costs, payment methods you can use, currencies and availability.
What is a payment gateway and how to choose the right one in Thailand
A payment gateway in Thailand is a service that enables and handles electronic payments between sellers and buyers. It integrates online solutions with banks, e-wallets, and card networks, ensuring each transaction is checked, encrypted, and securely processed. As digital commerce and mobile payments are gaining ground in Thailand, it's important to choose the right payment gateway which helps boost conversion rates and customer satisfaction.
Here are the key factors you need to keep in mind when assessing and selecting Thailand payment methods for online businesses:
Local payment method support
In Thailand, people mostly use PromptPay, bank transfers, and e-wallets like TrueMoney, and Rabbit LINE Pay. Select a gateway which works with these regional solutions in order to meet the requirements of your clients.
Transparent pricing
Find out how providers charge: some take a percentage for each transaction, others add flat fees, and many enable bundled services. Beware of any hidden expenses, such as cross-border fees or settlement delays.
Integration & developer tools
A good gateway should provide API access, SDKs, and plugins for popular platforms like Shopify, Magento, or WooCommerce. The sooner you integrate, the quicker you can start selling.
Security and compliance
Consider PCI-DSS compliance, tokenization and anti-fraud measures. A gateway has to comply with Thai laws and provide the processing of user data in a secure manner.
Multi-currency and cross-border support
If you work with international users, select a gateway that supports both THB and major worldwide currencies (USD, EUR, JPY). Smooth currency exchange can reduce cart abandonment.
Settlement speed and payout options
Check how quickly you can get your funds. Some gateways enable next-day settlements while others work on weekly cycles. You may also consider gateways that have payout options in local banks and e-wallets.
Best Payment Gateway Solutions in Thailand
2Checkout
2Checkout
Omise
Omise is one of the leading payment gateway Thailand providers. It supports multiple currencies and is known for its robust security and developer-friendly APIs. Ideal for startups and large enterprises seeking scalable payment solutions.
| Feature | Description |
|---|---|
| Requirements | Thai business registration, local bank account |
| Accepted Payment Methods | Credit/Debit cards, PromptPay, TrueMoney Wallet, Alipay, WeChat Pay, Internet Banking |
| Available in | Japan, Thailand, Singapore |
| Supported Currencies | THB, USD, EUR, JPY, SGD, AUD, more |
| RequirementsThai business registration, local bank account | |
| Accepted Payment MethodsCredit/Debit cards, PromptPay, TrueMoney Wallet, Alipay, WeChat Pay, Internet Banking | |
| Available inJapan, Thailand, Singapore | |
| Supported CurrenciesTHB, USD, EUR, JPY, SGD, AUD, more |
Pros
- Transparent pricing
- Wide range of Thailand payment methods
- Scalable for growing businesses
Cons
- Not ideal for businesses without a developer
- Some features require approval (e.g. Alipay)
SiamPay
SiamPay is a reliable Thailand payment gateway used by local merchants for secure credit card and bank transfer transactions. It offers seamless integration and strong fraud protection, making it a smart choice for businesses in Thailand.
| Feature | Description |
|---|---|
| Requirements | Thai entity, merchant bank account |
| Accepted Payment Methods | Credit/Debit cards, PromptPay, ShopeePay, Rabbit Line Pay, PayPal, Internet Banking |
| Available in | Thailand |
| Supported Currencies | THB, USD |
| RequirementsThai entity, merchant bank account | |
| Accepted Payment MethodsCredit/Debit cards, PromptPay, ShopeePay, Rabbit Line Pay, PayPal, Internet Banking | |
| Available inThailand | |
| Supported CurrenciesTHB, USD |
Pros
- Simple onboarding
- Trusted by many Thai merchants
- Responsive customer support
Cons
- Interface looks slightly outdated
- Limited support for alternative Thai payment app options
iPay88
iPay88 is a Malaysia-based payment gateway in Thailand, trusted for supporting multiple currencies and secure credit card payments. It’s widely used by eCommerce platforms across Southeast Asia.
| Feature | Description |
|---|---|
| Requirements | Merchant agreement, KYC documents |
| Accepted Payment Methods | Visa, MasterCard, FPX, PayPal, GrabPay, Touch’n Go, Boost Wallet |
| Available in | Malaysia, Thailand, Singapore, Indonesia, Vietnam |
| Supported Currencies | RM (primary), USD via multi-currency option |
| RequirementsMerchant agreement, KYC documents | |
| Accepted Payment MethodsVisa, MasterCard, FPX, PayPal, GrabPay, Touch’n Go, Boost Wallet | |
| Available inMalaysia, Thailand, Singapore, Indonesia, Vietnam | |
| Supported CurrenciesRM (primary), USD via multi-currency option |
Pros
- Free setup and onboarding
- Wide range of Thailand payment methods
- Ideal for cross-border transactions
Cons
- Longer onboarding for card payments
- Fees are available only on request
CodaPay
CodaPay is a regional Thailand payment gateway that helps global merchants monetize digital content using local methods like carrier billing and e-wallets. It’s trusted by top gaming and entertainment brands.
| Feature | Description |
|---|---|
| Requirements | Company registration, integration agreement |
| Accepted Payment Methods | Direct carrier billing, ATM/bank transfers, convenience store payments, vouchers, eWallets |
| Available in | Indonesia, Thailand, Vietnam, Philippines, Malaysia, Singapore |
| Supported Currencies | THB, VND, IDR, MYR, SGD, PHP (payout in USD) |
| RequirementsCompany registration, integration agreement | |
| Accepted Payment MethodsDirect carrier billing, ATM/bank transfers, convenience store payments, vouchers, eWallets | |
| Available inIndonesia, Thailand, Vietnam, Philippines, Malaysia, Singapore | |
| Supported CurrenciesTHB, VND, IDR, MYR, SGD, PHP (payout in USD) |
Pros
- Wide reach through local methods
- No hidden or fixed costs
- Works well for digital goods and games
Cons
- Focused mainly on digital content
- Onboarding takes longer than average
2C2P
2C2P is a leading payment gateway in Thailand, offering comprehensive solutions for merchants, financial institutions, and service providers across Southeast Asia. Founded in Bangkok, it processes both local and international transactions.
| Feature | Description |
|---|---|
| Requirements | Business license, tax ID, integration support |
| Accepted Payment Methods | Credit/debit cards, PromptPay, digital wallets, QR payments, internet banking |
| Available in | Myanmar, Thailand, Cambodia, Malaysia, Singapore, Philippines |
| Supported Currencies | THB, USD, SGD, MYR, PHP, others |
| RequirementsBusiness license, tax ID, integration support | |
| Accepted Payment MethodsCredit/debit cards, PromptPay, digital wallets, QR payments, internet banking | |
| Available inMyanmar, Thailand, Cambodia, Malaysia, Singapore, Philippines | |
| Supported CurrenciesTHB, USD, SGD, MYR, PHP, others |
Pros
- Strong presence in Southeast Asia
- Transparent and low fees for domestic payments
- Wide range of Thailand payment methods
Cons
- Slightly higher fees for cross-border transactions
- Setup process may require local support
Pay Solutions
Pay Solutions is one of the most established payment gateway Thailand providers, offering full eCommerce support for local and international businesses. The system is easy to integrate with major CMS platforms and supports a wide range of Thailand payment methods.
| Feature | Description |
|---|---|
| Requirements | Business license, website, Thai bank account |
| Accepted Payment Methods | Credit/debit cards, internet banking, PromptPay, TrueMoney, Alipay, WeChat Pay |
| Available in | Thailand |
| Supported Currencies | THB |
| RequirementsBusiness license, website, Thai bank account | |
| Accepted Payment MethodsCredit/debit cards, internet banking, PromptPay, TrueMoney, Alipay, WeChat Pay | |
| Available inThailand | |
| Supported CurrenciesTHB |
Pros
- Quick and simple integration
- Wide variety of payment methods in Thailand
- Transparent pricing with no hidden costs
Cons
- Interface may feel outdated
- Limited support in English
TrueMoney
TrueMoney is a leading eWallet and payment gateway Thailand provider under Ascend Group. It supports a wide range of services including bill payments, mobile top-ups, and cross-border transfers. Popular with both local users and tourists, it’s integrated across many retail and online platforms.
| Feature | Description |
|---|---|
| Setup Fee | $29.99 |
| Requirements | Thai ID (for personal use), business license (for merchants) |
| Accepted Payment Methods | PromptPay, TrueMoney Wallet, bill payments, top-up cards, debit/credit cards |
| Available in | Cambodia, Thailand, Myanmar, Vietnam, Indonesia, Philippines |
| Supported Currencies | THB, USD |
| Setup Fee$29.99 | |
| RequirementsThai ID (for personal use), business license (for merchants) | |
| Accepted Payment MethodsPromptPay, TrueMoney Wallet, bill payments, top-up cards, debit/credit cards | |
| Available inCambodia, Thailand, Myanmar, Vietnam, Indonesia, Philippines | |
| Supported CurrenciesTHB, USD |
Pros
- Highly trusted and widely used
- Convenient mobile app interface
- Good for unbanked populations
Cons
- Limited for international merchants
- Requires Thai documentation for business onboarding
2Checkout
2Checkout is an international payment gateway in Thailand that gives global e-commerce businesses reliable features, such as localized checkout, subscription billing, and fraud protection. It’s suitable for companies aiming for both Thai and foreign customers.
| Feature | Description |
|---|---|
| Requirements | Business verification and bank account |
| Accepted payment methods | Bank transfers, cards, prepaid vouchers, Thai payment app support via integrations |
| Available in | Globally, including Thailand |
| Supported currencies | 200+ |
| Onboarding time | 24-48 hours |
| RequirementsBusiness verification and bank account | |
| Accepted payment methodsBank transfers, cards, prepaid vouchers, Thai payment app support via integrations | |
| Available inGlobally, including Thailand | |
| Supported currencies 200+ | |
| Onboarding time24-48 hours |
Pros
- Quick onboarding process
- High global coverage
- Developer-friendly documentation
Cons
- Higher transaction fees
- Limited local Thai support
FAQ
Which payment gateway companies are available in Thailand?
Thailand has a number of trustworthy online payment gateways such as 2C2P, Omise, and K-Payment. Both local and international merchants can use these payment solutions in Thailand. They work with local banks and e-wallets to provide wide market coverage.
What is a bank payment gateway?
A bank payment gateway in Thailand is a solution that allows merchants to accept payments directly through local or international banking infrastructure, often with comprehensive local support. These gateways usually provide lower transaction fees and faster fund settlement compared to other options. Thai banks such as KBank and SCB offer these services.
What is a payment gateway?
A payment gateway in Thailand is a service that helps online businesses securely process card and digital payments through integration with local payment platforms. It provides encryption, authorization, and settlement, acting as a trusted intermediary between buyers and sellers. Most gateways also support multi-currency transactions and offer eCommerce plugins.
How does a payment gateway work?
A payment service provider uses encryption to protect user payment information and securely transmit it to a bank or processor. It then returns the approval or decline status within seconds. These systems protect against fraud and ensure full PCI DSS compliance.
What is the best way to pay in Thailand?
The best way is to use mobile wallets or bank transfers through a reliable Thai payment app such as TrueMoney or PromptPay. They are quick, accepted almost everywhere, and integrated with a user bank account. These solutions are particularly popular for retail and online shopping.
What is the payment method for tourists in Thailand?
Among tourists, credit cards, cash, and mobile services such as Alipay or WeChat Pay are the most widely used online payment methods in Thailand. Numerous shops and hotels work with these options. ATM withdrawals are also a popular means of getting cash for foreign travelers.
What is the most popular payment method in Thailand?
PromptPay is the most popular of all the Thailand online payment systems, followed by credit cards, and e-wallets. More than 55 million people use it for peer-to-peer and retail transfers. QR code adoption through PromptPay is nearly universal.
What form of payment is used in Thailand?
In Thailand, people commonly use a wide range of payment options such as credit or debit cards, bank apps, and local wallets through a Thailand payment gateway. For offline purchases you mostly need a QR code or an NFC tap. E-commerce relies heavily on bank transfers and digital wallets.
