CCAvenue

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CCAvenue's a popular Indian online payment gateway, run by Infibeam Avenues Ltd. It allows businesses to take online payments with multiple payment options such as cards, UPI, wallets,  and net banking.

Although it is based in Mumbai, CCAvenue works all over South Asia and provides services to merchants in Nepal, UAE, Saudi Arabia, Singapore, the Maldives and several other countries. With its regional footprint, it has emerged as South Asia’s biggest payment gateway that enables secure processing of millions of transactions for the e-commerce and service industry.

CharacteristicDetails
RegionsIndia, UAE, Saudi Arabia, Nepal, Maldives, Singapore
Getting StartedOnline application via ccavenue.com
Setup Fee₨0 (No setup fee)
Annual Fee₨1,200/year (for startups)
Commission per transaction2%-3% depending on business type
Payment methods acceptedCards, Net Banking, UPI, Wallets, EMI, BNPL
Fraud & Risk managementBuilt-in AI-based fraud detection
Accepted CurrenciesINR, AED, USD, SAR, SGD, MVR
Set up typeHosted & API-based
Onboarding & Approvals time~24-48 hours after KYC
Recurring BillingSupported (Auto Debit & SI)
SDK StacksAndroid, iOS, Web
Settlement timeT+2 working days
Payouts supportYes
Split paymentsMarketplace support available
RegionsIndia, UAE, Saudi Arabia, Nepal, Maldives, Singapore
Getting StartedOnline application via ccavenue.com
Setup Fee₨0 (No setup fee)
Annual Fee₨1,200/year (for startups)
Commission per transaction2%-3% depending on business type
Payment methods acceptedCards, Net Banking, UPI, Wallets, EMI, BNPL
Fraud & Risk managementBuilt-in AI-based fraud detection
Accepted CurrenciesINR, AED, USD, SAR, SGD, MVR
Set up typeHosted & API-based
Onboarding & Approvals time~24-48 hours after KYC
Recurring BillingSupported (Auto Debit & SI)
SDK StacksAndroid, iOS, Web
Settlement timeT+2 working days
Payouts supportYes
Split paymentsMarketplace support available

Pros

  • Multiple payment options 
  • Multi-Currency support for Indian and global companies
  • Seamless integration with APIs, SDKs, and ready-made plugins

Cons

  • Interface seems a bit outdated compared to modern payment systems
  • Response time of customer service may vary
  • Less features available outside of India in comparison to domestic service

Benefits of Using Payment Gateway CCAvenue

CCAvenue is a leading payment service that offers Indian and international merchants the facilities to seamlessly accept online payments via a wide variety of payment options. The service has over 200+ modes of payments such as credit card, debit card, e-wallets, EMI, and BNPL options. There are also multi-currency processing capabilities, which allows businesses to accept payments in major global currencies, an attractive feature for cross border e-commerce.

Businesses have the advantage of smart dynamic routing, increased transaction success rates by choosing the best performing transaction path automatically. Real time analytics and customizable dashboards enable clients to keep track of transactions and performance most effectively. to keep you secure and protected from fraud. CCAvenue provides in-built features such as risk management, tokenization, and is PCI DSS compliant to keep customers secure and protected from fraud.

How to Use the CCAvenue Service

To begin with CCAvenue, follow these basic steps:

  1. Go to the official website and click “Sign Up”
  2. Enter your business and personal information like PAN, GSTIN, and banking details
  3. Submit KYC documents to pass verification
  4. Select your payment methods and type of integration (API, plugin, etc.)
  5. Wait for approval (usually it takes up tp 2 business days)
  6. Using the platform’s advanced API or read-made plugins integrate CCAvenue right on your site or app
  7. Begin accepting payments via cards, e-wallets, EMI, and other modes

Review of CCAvenue Money Transfer Service

When it comes to Indian digital payment gateways for small business, CCAvenue is one of the most dependable services in India. It provides an easy interface, fast onboarding, and 200+ payout options.

For merchants, the platform offers real-time settlement, clear transaction history and personalizable checkout pages providing operational control and a good user and brand experience. 

Safety Features of CCAvenue

CCAvenue prioritizes the security of online payments through a multi-layered approach. It uses 256-bit SSL encryption, is PCI DSS compliant and offers tokenization to secure cardholder information. All transactions are being real time monitored to prevent fraud, and merchants can integrate options like IP blockage, velocity checks and risk threshold setting for extra security.

The platform also includes two-factor authentication and anti-phishing notifications that reinforce trust for merchants and end customers alike. These advanced security features help businesses accept payments confidently in a high-risk digital environment.

CCAvenue Gateway Account Fees

There is no setup fee for new accounts which makes it affordable for businesses of all sizes. Instead, it operates on a zero upfront cost model with commissions based on volumes of transfers. According to the available public information, merchants are to pay only a certain percentage per successful transaction with no extra hidden charges and annual fees.

Thus, this cost-effective payment gateway is particularly attractive for small and medium businesses who want to get an affordable solution without pricing complexity.

Free CCAvenue for Business

CCAvenue offers zero setup fees with free onboarding for businesses, specifically for the e-commerce segment. There is no charge for account activation while entities get access to a fast registration process and features such as multicurrency processing, mobile payments, and custom checkout pages.

This makes CCAvenue a nice option for small companies and new businesses that are looking for a budget-friendly payment gateway.

CCAvenue Service for Physical Clients

CCAvenue supports brick-and-mortar stores by providing QR code-based payment solutions as well POS integrations which allows customers to pay using e-wallets, credit or debit cards. The gateway offers fast settlements and live transaction monitoring, providing physical retailers with the same security and convenience available to online merchants.

This method allows local shops to digitize their payment system and improve checkout processes.

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FAQ

What is CCAvenue?

CCAvenue is one of the leading online payment processing services in India that helps you accept payments on your checkout in multiple currencies. The platform offers a localized buying experience and supports payment methods like cards, e-wallets and net banking.

How long does it take to integrate CCAvenue?

It usually takes 24-48 hours once you get approval. With CCAvenue, developers can get access to online credit card processing services, dynamic event notification, and merchant account support and start with ready-to-use plugins and reliable APIs. 

Does CCAvenue support international payments?

Yes, CCAvenue CCAvenue enables you to pay in the currency your customers prefer, supporting 27+ foreign currencies and global cards including Visa, Mastercard and Amex.

What fees does CCAvenue charge?

CCAvenue uses a transparent pricing model. Charges depend on the business and transfer volume and the way you take payments.

Is CCAvenue safe for online transactions?

Yes, CCAvenue is PCI DSS certifies and adopts fraud detection tools, encryption techniques, and tokenization to secure payments.