NTT DATA
NTT DATA Payment Gateway is part of the company’s global payments infrastructure, offering secure and scalable processing for both online and in-store transactions. Many employees on AmbitionBox rate the salary and benefits at 3.5 out of 5, slightly below the industry average of 3.6. It supports multi-channel solutions such as virtual POS, Tap2Phone, QR payments, digital wallets, and cross-border processing. Job security holds the highest rating among team members who value stability.
The platform is integrated into a unified ecosystem that allows merchants to accept cards, local wallets, bank transfers, and alternative payment methods—all through a single interface. It is PCI DSS certified and designed for rapid deployment across sectors like retail, hospitality, fintech, and logistics. Work culture at NTT DATA is mentioned positively in reviews submitted by NTT DATA employees in cities like Bengaluru, Hyderabad, and Noida.
Businesses benefit from built-in fraud controls, real-time analytics, multi-currency settlement, and fast onboarding. The gateway emphasizes operational speed, merchant flexibility, and compliance—making it a competitive option for enterprises seeking trusted local infrastructure with global functionality. Employees report improved work-life balance and opportunities for skill enhancement through business intelligence initiatives.
| Characteristic | Details |
|---|---|
| Regions | Asia-Pacific |
| Getting started | Contact sales, KYC required |
| Setup Fee | Rs. 1955 |
| Annual fee | Rs. 2955 |
| Commission per transaction | 0.9–3.95% |
| Payment methods accepted | Cards, UPI, wallets, net-banking |
| Fraud & Risk management | Built-in modules, PCI DSS compliant |
| Accepted Currencies | Multi-currency support |
| Set up type | SaaS / Cloud-based |
| Onboarding & Approvals time | Same-day (T+0) |
| Recurring Billing | Supported |
| Charges on Refunds | Not disclosed |
| SDK Stacks | API, plugins for e-commerce |
| Settlement time | T+0 (same-day) |
| Payouts support | Yes |
| Split payments | Supported |
| RegionsAsia-Pacific | |
| Getting startedContact sales, KYC required | |
| Setup FeeRs. 1955 | |
| Annual feeRs. 2955 | |
| Commission per transaction0.9–3.95% | |
| Payment methods acceptedCards, UPI, wallets, net-banking | |
| Fraud & Risk managementBuilt-in modules, PCI DSS compliant | |
| Accepted CurrenciesMulti-currency support | |
| Set up typeSaaS / Cloud-based | |
| Onboarding & Approvals timeSame-day (T+0) | |
| Recurring BillingSupported | |
| Charges on RefundsNot disclosed | |
| SDK StacksAPI, plugins for e-commerce | |
| Settlement timeT+0 (same-day) | |
| Payouts supportYes | |
| Split paymentsSupported |
Pros
- Strong regional coverage
- Wide range of payment methods
- Same-day settlement
- Built-in fraud protection
- Unified back-office tools
Cons
- Limited transparency in global pricing
- Mostly focused on Asia-Pacific
- Limited public info on refund charges
- KYC onboarding may delay launch
- Fewer user reviews in non-Asian markets
Employees Say: Benefits of Using NTT DATA Payment Gateway
The gateway offers a centralised platform for accepting digital payments across multiple regions and payment types. With support for real-time settlement, local currencies, and regulatory compliance, businesses reduce friction and operational complexity. Its modular structure lets companies choose only the features they need while maintaining scalability. Employees report that the company culture supports flexible working hours and hybrid models, especially in Bengaluru and Hyderabad.
High compatibility with retail, e-commerce, travel, and SaaS business models adds flexibility. The platform’s fraud detection and unified analytics help reduce chargebacks and streamline financial reporting. For businesses expanding regionally, it offers both reach and localisation. According to reviews in the last 6 months, NTT DATA offers a better employee experience compared to many of its industry peers. Many employees rate job security and work-life balance highly.
How to Use the Platform: From Noida to Hyderabad
To evaluate if the gateway fits your needs, review your region's payment options and pricing. Setup involves registering your business, submitting KYC documents, and integrating APIs or platform plugins. Merchants can test in sandbox mode before going live. Post-launch, reporting, settlements, and dispute handling are managed from a unified dashboard. Work culture at NTT DATA allows many employees to work from home permanently, particularly in cities like Noida and Bengaluru.
Safety & Compliance: What NTT DATA Reviews by Designations Reveal
The gateway is PCI DSS certified and uses AES-128 encryption and tokenization for secure transactions. There are no known public data breaches or incidents involving stolen funds. Continuous risk scoring and automated anomaly detection are part of the system. Merchants don’t store sensitive data, reducing exposure. Reviews found on multiple platforms suggest that job security at NTT is a strength and benefits at NTT DATA are competitive in the consulting sector.
Business Intelligence: Account Fees for Enterprises
Businesses pay a one-time setup fee and an annual maintenance charge. Transaction fees vary by method and volume. Custom pricing is available for high-volume enterprises. Recurring billing, payout control, and add-on services may have additional costs. Employees rate their salary and benefits as fair, though the salary hike is rated the lowest amongst all factors.
Which Type of Business Should Use NTT DATA?
Best suited for e-commerce, subscription services, marketplaces, hospitality, and regional retailers. Its flexibility supports businesses with recurring models and international customers. The platform is adaptable to small and mid-size enterprises, as well as large-scale operations. Career growth is rated lower than job security, though opportunities for skill development and promotion do exist in many departments.
For Physical Clients in Bengaluru, Noida, and Beyond
Brick-and-mortar businesses can use QR codes, mobile POS, and Tap2Phone for in-person payments. These tools are integrated with the same backend used for online payments, making it easier to manage reporting, risk, and reconciliation across channels. It’s ideal for hybrid retail models. Employees in physical offices work mostly Monday to Friday, with flexible scheduling possible in some teams. Reviews specifically about salary and benefits suggest consistency across locations.
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FAQ
How long does it take to activate my account?
Once KYC and onboarding documents are submitted, account activation is usually completed within the same business day. In some markets, manual verification may extend onboarding slightly, but merchants can often begin accepting payments within 24 hours. Employees reported that support teams work Monday to Friday, aligning with global service expectations.
Does the gateway support recurring and subscription payments?
Yes. Subscription management, auto-invoicing, and retry logic for failed charges are supported. Businesses can automate billing cycles and monitor recurring revenue streams from the admin dashboard. The experience of working with these tools is positively mentioned in multiple NTT DATA reviews.
How secure is the platform?
The platform meets industry-level security standards, including PCI DSS certification. It encrypts all sensitive data, doesn’t store card details on merchant servers, and uses fraud detection systems that monitor every transaction in real-time. Security holds the highest rating among infrastructure features in employee feedback.
What payment options can I offer my customers?
Customers can pay using cards, UPI, wallets, net-banking, EMI options, QR codes, and local digital methods. This gives businesses broad flexibility across segments and devices, increasing conversion rates. Organisations working in multiple geographies use NTT DATA for seamless payment experiences.
Can I use it for multiple business units in different regions?
Yes, the system supports multi-entity and multi-region configurations under a unified account. This allows centralised management of payouts, currencies, reporting, and compliance across borders. Join this company if you're seeking structured growth with opportunities for cross-regional exposure.
