Paymentwall

4.7
Open

Paymentwall is a global digital payment platform that connects merchants and consumers across 200 countries offering different payment options. It is compatible with over 150 payment methods, so companies can scale internationally without building separate integrations.
Founded in 2010 and based in San Francisco, Paymentwall enables startups, SaaS companies, and digital businesses to offer seamless payment options.

CharacteristicDetails
RegionsGlobal (200+ countries)
Getting startedOnline registration
Commission per transactionVaries by method and region
Payment methods accepted150+ local and international methods
Fraud & Risk managementYes (FraudForce, 3D Secure)
Accepted currencies120+
Set up typeHosted + API
Onboarding & Approvals time~3-5 business days
Recurring BillingYes
SDK StacksPHP, Java, .NET, Android, iOS
Settlement time3-14 days (depending on region)
Payouts supportYes
RegionsGlobal (200+ countries)
Getting startedOnline registration
Commission per transactionVaries by method and region
Payment methods accepted150+ local and international methods
Fraud & Risk managementYes (FraudForce, 3D Secure)
Accepted currencies120+
Set up typeHosted + API
Onboarding & Approvals time~3-5 business days
Recurring BillingYes
SDK StacksPHP, Java, .NET, Android, iOS
Settlement time3-14 days (depending on region)
Payouts supportYes

Pros

  • Worldwide coverage with 150+ payment types in 200+ countries
  • Integrated fraud protection with 3D Secure and FraudForce
  • Works for recurring billing and subscription-based enterprises

Cons

  • Settlement times may be longer than that of local gateways
  • Pricing transparency is limited — no public fee structure
  • Requires technical integration to access all features

Benefits of Using Payment Gateway Paymentwall

Paymentwall provides 150+ local payment methods, helping businesses expand into 200+ markets.  It offers APIs, SDKs, and a hosted checkout for fast and easy integration.
It also has advanced fraud prevention with its FraudForce system as well as tools for subscription billing, micropayments, and smart routing to maximize conversion rates across regions.

How to Use the Paymentwall Service

To start using it:

  • Create an account on the official Paymentwall website
  • Complete KYC procedure to verify your organization
  • Integrate the API or use hosted checkout tools
  • Select payment variants for your target market
  • Start taking payments via web, mobile, or in-app flows

Review of Paymentwall Money Transfer Service

Paymentwall provides a robust solution for international businesses seeking to accept payments in multiple regions. Its wide geographical coverage, support for 150+ local methods, and adaptive checkout tools make it a flexible option for e-commerce, SaaS, and online content platforms.

While the gateway offers international acceptance and fraud prevention, it might not be the ideal fit for small merchants due to its complex approval process and the lack of pricing details. However, for businesses focusing on new markets and looking for an unified infrastructure, Paymentwall is one of the best choices.

Safety Features of Paymentwall

Paymentwall complies with PCI DSS Level 1 standards so cardholder data is safeguarded throughout the transfer process. It also offers features for detecting and preventing fraud, such as IP monitoring, velocity checks and risk scoring to instantly halt potentially fraudulent actions.

3D Secure authentication is an additional layer of security for card-not-present transfers. All communications are encrypted with HTTPS, while merchants have access to dispute resolution tools within their dashboard.

Paymentwall Gateway Account Fees

Paymentwall does not publicly list setup or monthly maintenance costs. However, transfer tariffs depend on the region, business type and exposure level of the merchant. Average processing commissions generally vary from 2.5% to 5% per transfer, though other charges might apply to chargebacks or high liability operations.

To obtain more accurate pricing information, merchants must request a custom quote based on their business profile.

Paymentwall for Business

Paymentwall supports a wide range of online businesses — from SMEs to big corporations, including e-commerce, virtual goods, SaaS infrastructures, online games, and subscription services. It provides access to more than 150 local and international payment variants, enabling businesses to localize their checkout experiences and scale into new markets.

For merchants, Paymentwall offers a customizable checkout, recurring billing, risk management and compliance for international transfers. Firms can also get access to real-time payment analytics and dedicated account support to track performance and quickly resolve issues.

Paymentwall Service for Physical Clients

Paymentwall is a digitally-oriented gateway, so offerings for private users (non-business customers) are limited. It doesn’t offer typical peer-to-peer money transfers or personal finance services such as wallets and cards.

Instead, individuals interact with Paymentwall indirectly (e.g. paying through merchants, who use Paymentwall’s integrated checkout). The gateway ensures that transactions are safe, localized and comply with local rules with no need to register on Paymentwall directly.

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FAQ

What is Paymentwall and how does it work?

Paymentwall is a worldwide payment gateway which operates in more than 200 regions via different local and international mechanisms, including card payments, bank transfers, and region-specific alternatives.

Can I use Paymentwall for digital goods or services?

Yes, the service offer tools for businesses that provide online content, subscription, software, games, streaming services.

Is Paymentwall available in my country?

More likely as Paymentwall is an international payment network with local payment options available in Europe, Asia, Latin America and the Middle East.

What types of businesses can use Paymentwall?

It is perfect for eCommerce, SaaS platforms, gaming, learning, travel, and other online services looking for international reach and local payment variants.

How safe is Paymentwall for processing transactions?

Paymentwall has PCI DSS Level 1 compliance, anti-fraud filters, and real-time risk monitoring, thus it is a safe and compliant service for online payments.