Stone Pagamentos

Benefits of Choosing Stone Pagamentos SA

Stone Pagamentos SA enables SMEs to improve customer loyalty, boost revenue growth, and streamline their operations. Its robust digital banking infrastructure supports total payment volume scaling, with secure terminal options and API integrations. Merchants can also benefit from access to financial instruments such as credit lines and insurance, helping them with strategic planning and market expansion.

How To Use The

Setting up Stone maquininha or activating a payment account is simple and accessible. Registration can be done online or through Stone representatives across Brazil. Once approved, the merchant receives their Stone machine or Ton maquininha within a few business days. Devices are plug-and-play and come with pre-installed software. The gateway also provides seamless integration options via APIs and SDKs for mobile apps and e-commerce platforms. For merchants without a physical terminal, payment links (link de pagamento) offer a fast and secure way to accept payments remotely via SMS, email, or social media.

Review

Stone has established itself as a reliable brand in Brazil’s competitive acquiring market. Reviews of the Stone card machine frequently mention its ease of use, clean user interface, and the stability of connections even in remote regions. Maquininha Ton, developed for micro-entrepreneurs, is appreciated for its affordability and fast settlement options. That said, users have reported occasional issues with Stone support response time and delays in refund processing. The overall sentiment remains favourable, especially among small retailers and service-based businesses.

Safety and Cybersecurity Measures

Following two incidents in 2021–2022, Stone Pagamentos SA upgraded its cybersecurity framework in line with Central Bank of Brazil and PCI DSS standards. The firm now uses tokenisation, end-to-end encryption, biometric login, and two-factor authentication. Regular audits and data protection strategies help maintain resilience and client trust.

Account Fees & Settlement Terms

Stone Pagamentos SA offers flexible plans with either no monthly fee (with higher transaction costs) or fixed-fee options for large-scale merchants. The company provides a cost simulator that calculates expected charges based on average ticket value and payout speed. All terms are clearly stated, supporting transparency and better financial planning.

For Business

Stone's solutions are designed to support growing businesses across Brazil. With a suite of smart máquinas de cartão, scalable APIs, and native tools like CRM and accounting integrations, merchants can centralise their operations and streamline reporting. The platform’s reliability and customisable billing options make it a preferred partner for franchises, chains, and independent retailers alike. Empresa Stone also collaborates with strategic partners to offer capital and marketing services through its fintech ecosystem.

Which Type of Business

Stone targets a wide spectrum of business types. Its Ton maquininha product line caters specifically to self-employed professionals, freelancers, and sole proprietors. Mid-sized businesses benefit from Stone’s advanced terminals, onboarding support, and access to financing. Meanwhile, enterprise clients use Stone’s infrastructure to support multi-location payment processing, performance analytics, and sales optimisation. The adaptability of Stone’s products makes it viable for virtually any merchant segment.

For Physical Clients

Brick-and-mortar businesses benefit from fast setup, reliable connectivity, and diverse payment acceptance. The flagship Stone maquineta offers long battery life, printed receipts, Wi-Fi, 3G/4G support, and integration with barcode scanners and thermal printers. The green maquininha Stone variant is a best-seller among mobile vendors due to its compact size and robust performance in field conditions. Stone also provides technical assistance and device replacements through its nationwide logistics network.