ePaisa

ePaisa is a versatile payment gateway designed for businesses of all sizes, offering a seamless digital payment experience.It supports a range of payment methods, including credit/debit cards, UPI, and mobile wallets, allowing merchants to accept payments quickly and securely.

The platform is particularly useful for small and medium enterprises, retail stores, and service providers looking to streamline their payment processes.With integrated tools for invoicing, reporting, and analytics, ePaisa helps businesses track transactions and optimize financial workflows efficiently.

ePaisa also provides options for recurring billing and split payments, making it suitable for subscription-based services and marketplaces.The system emphasizes ease of setup, with minimal technical requirements and fast onboarding, enabling merchants to start accepting payments without delay.

CharacteristicDetails
RegionsIndia
Getting startedOnline registration
Setup Fee₹0
Annual fee₹0–₹5,000 (depending on plan)
Commission per transaction1.5–2.5%
Payment methods acceptedCredit/Debit cards, UPI, Mobile wallets, Net banking
Fraud & Risk managementBuilt-in fraud detection
Accepted CurrenciesINR
Set up typeCloud-based / Online
Onboarding & Approvals time1–3 business days
Recurring BillingYes
Charges on RefundsStandard banking fees
SDK StacksAndroid, iOS, Web
Settlement time1–2 business days
Payouts supportBank transfer
Split paymentsYes
RegionsIndia
Getting startedOnline registration
Setup Fee₹0
Annual fee₹0–₹5,000 (depending on plan)
Commission per transaction1.5–2.5%
Payment methods acceptedCredit/Debit cards, UPI, Mobile wallets, Net banking
Fraud & Risk managementBuilt-in fraud detection
Accepted CurrenciesINR
Set up typeCloud-based / Online
Onboarding & Approvals time1–3 business days
Recurring BillingYes
Charges on RefundsStandard banking fees
SDK StacksAndroid, iOS, Web
Settlement time1–2 business days
Payouts supportBank transfer
Split paymentsYes

Pros

  • Easy onboarding for small businesses
  • Supports multiple payment methods
  • Recurring billing and split payments
  • Quick settlement time
  • Built-in fraud protection

Cons

  • Limited to Indian market
  • Transaction fees may vary by plan
  • Customer support can be slow during peak times
  • Limited multi-currency support

ePaisa Review: Key Benefits and Features for Businesses

ePaisa offers businesses a streamlined way to accept digital payments with minimal setup. Its integration with multiple payment methods ensures that customers can pay using their preferred option, improving conversion rates. Merchants benefit from real-time transaction tracking and reporting, which simplifies reconciliation and financial planning. The platform’s cloud-based architecture ensures that updates and new features are available without technical intervention.

Additionally, ePaisa’s tools for invoicing and recurring billing reduce administrative work, making it ideal for subscription services and regular clients. Businesses can also implement split payments, allowing marketplaces or shared services to distribute funds automatically between vendors.

How to Use ePaisa: User Guide, Operations, and Software Integration

Getting started with ePaisa involves creating an online account and submitting basic business documents for verification. Once approved, merchants can access the dashboard to generate payment links, invoices, or integrate the SDK into their apps or websites. Transactions are processed securely, and settlements are typically completed within 1–2 business days. Regular monitoring of reports helps identify trends and manage cash flow effectively.

ePaisa Review and Ratings: Customer Experience and Backend Operations

Overall, ePaisa stands out for its simplicity and flexibility, especially for SMEs and retail businesses. While some limitations exist in international support and advanced analytics, the platform remains a reliable option for domestic transactions. Its recurring billing and fraud protection features give it an edge over basic payment gateways.

ePaisa Security Features: Customer Protection, Backend Safety, and AI Monitoring

Since its launch, ePaisa has maintained a solid security record. There have been no major incidents of data breaches or theft of funds reported publicly. The platform employs industry-standard encryption (PCI DSS compliant) and built-in fraud detection to monitor suspicious activities. Regular updates and security audits further reduce risks. In cases of attempted fraud, ePaisa has implemented additional verification steps to protect both merchants and customers.

ePaisa Review: Account Fees, Employee Costs, and Salary Management

The platform does not charge a setup fee, and annual fees depend on the selected plan. Transaction commissions range from 1.5% to 2.5%, with standard banking fees applied to refunds. These costs are competitive for the Indian market and transparent in all plans.

Work at ePaisa: Business Operations and Backend Features

ePaisa is well-suited for small and medium enterprises that require a reliable and scalable payment solution. Its cloud-based platform allows businesses to manage transactions efficiently, track sales, and generate detailed financial reports. Integration with multiple payment methods ensures flexibility, while recurring billing and split payment features help streamline complex payment processes. Overall, it simplifies day-to-day financial operations and improves cash flow management for businesses.

ePaisa Features for Business: Ideal Use Cases and Customer Benefits

The platform works particularly well for retail stores, service providers, subscription-based services, and marketplaces. Businesses that handle frequent transactions or require recurring payments benefit most from ePaisa’s features. Marketplaces and multi-vendor platforms can take advantage of split payments, while service-based businesses can automate billing and invoicing, reducing administrative overhead and improving client satisfaction.

ePaisa Review: Customer Experience, POS Software, and User Convenience

For in-person transactions, ePaisa provides mobile POS solutions and card readers, allowing physical stores to accept payments quickly and securely. Customers can pay using UPI, credit/debit cards, or mobile wallets, making the checkout experience smooth and convenient. The fast settlement and built-in fraud protection ensure that both merchants and clients are protected during every transaction, enhancing trust and reliability.

In the MAP

FAQ

Can ePaisa handle recurring subscriptions for businesses?

Yes, ePaisa supports recurring billing, allowing businesses to automatically charge clients at regular intervals. This feature is particularly useful for subscription-based services or businesses with repeat customers. Merchants can set the frequency, amount, and duration of payments directly in the dashboard, and customers are notified of upcoming charges, ensuring transparency.

How secure is ePaisa for processing payments?

ePaisa employs industry-standard encryption and is PCI DSS compliant, which ensures that all transactions are secure. The platform also includes built-in fraud detection and verification processes to prevent unauthorized transactions. Regular security audits and software updates further strengthen the system, making it a reliable choice for businesses of all sizes.

What types of businesses can use ePaisa?

ePaisa is designed for small and medium enterprises, retail stores, and service providers. Its flexibility allows both online and physical businesses to integrate the platform, whether for point-of-sale transactions, invoicing, or recurring payments. Marketplaces can also leverage split payments to distribute funds among multiple vendors.

How long does it take to start using ePaisa after registration?

Onboarding is fast and generally takes 1–3 business days. Once the account is approved, merchants can start accepting payments immediately using the dashboard, mobile app, or SDK integrations. Quick verification processes help businesses avoid delays in starting operations.

Are there any hidden fees with ePaisa?

ePaisa maintains transparency in its pricing. There are no setup fees, and annual or transaction fees depend on the chosen plan. Refunds may incur standard banking charges, but these are disclosed upfront. Overall, merchants can anticipate their costs without unexpected charges.